Scotsman Guide - December 2008 Residential Edition

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Hedge your bet,

win $23,000 cash!

Enter our drawing to win $23,000, and cover your HVCC

appraisal compliance risks with maximum flexibility.

Mercury Network: More important than ever

The mortgage market has seen its share of

ups and downs, and collateral value is at

the core of lending once again. You need

accurate, independent appraisals done

in compliance with all of the existing and

new regulations — especially with regards

to the new HVCC (“Home Valuation Code of

Conduct”), which is slated to take effect in

early 2009. Of course, with a new regulator

of Fannie and Freddie and all the market

turmoil surrounding them, nobody even

knows if the HVCC will actually take effect.

So, you’re in a quandary. Do you outsource

appraisals to an appraisal management

company and take on the risks associated

with abandoning appraisers with whom

you’ve had a good working relationship for

years? Or do you manage them in-house

and risk being accused of influencing

values? Is there a way to hedge your bet

and get the best of both worlds?

You bet there is. Since 2002, our Mercury Network website has been used by more than 200,000 mortgage professionals to order and manage tens of millions of appraisals, at full fee to the appraiser. And with our new update to Version 3.0, you get all the “double blind” ordering and communications that protect your legal liability, without losing access to your existing appraisers and without alienating them by inserting an appraisal management company in the middle.

You use us already and don’t even know it

Even if you aren’t using the Mercury Network website right now, you’re using our appraisers. That’s because over 50% of all the appraisers in the country connect to you using our desktop and web products right now. You might order an appraisal by phone, fax, or e-mail, but the report is likely prepared and delivered to you using our Mercury Network technology backbone. Look at the bottom of your delivered appraisals and you’ll see “a la mode” there over and over and over.

So sign on today and start using the “other side” of the Mercury backbone. You’ll get an easy-to-use website interface (that scales

up to full server-side XML integration if you’re a bigger originator), better appraisal management, full nationwide coverage, more flexibility in handling appraisal assignments, complete automated rule checking of appraisals, and of course 100% compliance with existing and upcoming regs. There is no larger system, no more robust system, no more flexible system for managing collateral valuation than the Mercury Network.

You can be ordering and managing your first appraisals in minutes. Come see for yourself, today. You’ll never look back, unless it’s to admire that pile of $23,000 in cash behind you.

Sign up today on the
Mercury Network
www.mercuryvmp.com
1-800-ALAMODE

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