Scotsman Guide - October 2009 Residential Edition

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WHO WILL DO THE UNUSUAL?

NOTE: Maximum and minimum loan size may not apply to all property types and/or in all regions and is subject to change without notice.

COMPANY NAME

Min

$

Max $

LOAN AMT

BORROWER TYPES

123456
1 Builders, Realtors,
developers
2 Corporations, trusts
and legal entities
3 Estate: Property in
probate

4 Foreign corporation 5 Nonresident alien 6 Owner builder

LOAN TYPE / PURPOSE

7 8 9 10 11 12 13 14 15 16 17 7 Blanket loans

8 Bridge

9 Construction completion loan

10 Construction, custom (single-family)

11 Foreclosure avoidance loan

12 Notes purchased

13 Remodel/rehab loans

14 Seasoning: None required, non owner occ 15 Seasoning: None required, owner occ 16 Second mortgages/trust deeds

17 Term: Maximum loan term in years 18 Third or fourth mortgages/trust deeds

PROPERTY TYPES

18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 19 Berm homes

20 Co-op

21 Condo: High-rise

22 Condo: Portfolio/unacceptable to Fannie Mae / Freddie Mac,

NOO

23 Condo: Portfolio/unacceptable to Fannie / Freddie, OO

24 Condo: With only 2-3 units

25 Dome home

26 Historical building/home

27 Houseboat

28 Land: Purchase of building lot

29 Log home

30 Mobile home with vehicular title

31 Non-owner < 5 units: Zoned other than residential

32 Rural property: Residential use

33 Second dwelling on single tax lot

New Providence Capital LLC 214-420-5905 www.newprovidencecapital.com

Noble Mortgage &
Investments LLC
713-680-8100
www.NobleMoney.com

200K 3M YYYYYYYY

YYYYY

TX

50K

2M YYYYY

YYYY

YYY

TX

3

YYYYY

Y

YY

YYY

No minimum FICO, bankruptcy and foreclosures OK, quick easy close

5

YYYY

Y

TX only

PB Financial Group Corp. 310-289-0900 www.PBFinancialGrp.com

100K 5M YYYYYYYYY

CA

YYYY20Y

YY

Y

Southern CA loans with 40% LTV or less. No appraisal required. Call for details.

Seattle Funding Group Ltd. 800-974-8613 www.SeattleFundingGroup.com

100K 3M YYYYYYYYYY

YY

5

YYYY

Y

CA CO HI NV OR UT WA

T and M Commercial Funding Inc.
877-725-0995
www.tandmmortgage.com

25K 500K YYYYYYYYYY

Y

2

YY

Y

NATIONWIDE

T&M also specializes in commercial loans.

Unifund Financial Group Inc.
619-987-1083
www.unifundinc.com

25K

3M Y Y

Y

YY

YYY 7

YYYY

Y

AZ CA

Specializing in Residential Purchase Money, HELOC Seconds, and small commercial loans -- direct lender -- 60% max CLTV

Val-Chris Investments Inc.
800-573-6669
www.val-chris.com

20K 1.5M Y Y Y Y Y Y

YY

YYYYYY30Y

YYYYYYY

YYY

CA

WADOT Capital Inc. 206-362-4444 www.wadotcapital.com

10K

1M YYYYYY

YY

YYYY

5

YYYYYYYYYY

YY

ID OR WA

Westar Funding Inc. 866-993-7827 www.westarfunds.com

none 1.5M Y Y Y Y Y Y

YY

YYYY

5

YYYY

Y

YY

ID OR WA

Windstone Mortgage Corp. 888-447-8882 www.windstonemortgage.com

30K

5M YYYYYYYY

YY

YYY30

YYYY

Y

CA

Windvest Corp. 877-285-0777 www.windvestcorp.com

10K 500K Y Y Y Y Y Y

Y

YYYYYY30

YYY

Y

CA

Quick loans tailored for properties with low LTVs. Small loans OK! Short- and long-term programs for any scenario (probate, rehabs, refi, purchase).

6-month to 30-yr. terms. Fast and professional service. Call us for a same-day quote.

ZINC Financial LLC 866-949-2931 www.zincfinancial.net

30K 400K YYYYYYYY

YY

1

Y

YYY

AZ CA NV

Investor rehab loans on non-owner-occupied investment properties. 7 day-fundings. Minimum FICO 625+

Tell lenders you found them in Scotsman Guide

Min

Max 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33

Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.