All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
Type I E A 45
I=Income
A=Assets 45=4506
V=Verified S=Stated
DOCUMENTATION
ICON Residential Lenders
PROGRAM
NAME
O
V
N
P
R
C
FICO
#
UNITS
OCC PURP
%/$K
%/$K %/$K %/$K FICO
LTV / LOAN AMOUNT
%/$K
Ratio
NATIONWIDE except: AK NY
0/12 95 NA B
0/12 80 NA B
0/12 75 NA B
0/12 80 NA B
0/12 75 NA B
0/12 80 NA B
0/12 75 NA B
0/12 75 NA B
0/12 90 NA F
0/12 60 NA B
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
888-247-6427
www.iconwholesale.com
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible; Subject to county
N DU Eligible; Subject to county
COMMENTS
NetMore America
CF30/CF15 Full V V V Y O PR 1 680 95/417
CF30/CF15 Full V V V Y O C 1 680 80/417
CF30/CF15 Full V V V Y V PR 1 680 90/417
CF30/CF15 Full V V V Y V C 1 680 75/417
CF30/CF15 Full V V V Y N P 1-2 680 80/417
CF30/CF15 Full V V V Y N R 1-4 680 75/417
CF30/CF15 Full V V V Y N C 1-2 680 75/417
CF30HB Full V V V Y O PR 1 680 75/625
CF30HB Full V V V Y O PR 2-4 740 75/729
CF30HB Full V V V Y O C 1 740 60/729
CF30HB Full V V V Y V PR 1 740 65/729
CF30HB Full V V V Y N PR 1-4 740 65/729
CF30HB Full V V V Y O PR 1 700 80/625
CF30HB Full V V V Y O PR 1 680 75/729
CF30HB Full V V V Y O R 1 680 75/625
CF30HB Full V V V Y O R 1 720 90/625
HB programs are subject to county limits. Any LTV >80% subject to MI company restrictions
Full V
V
V
V
V
V
V
4
80/417
1
1
740
TMSFunding Wholesale
Primary Full V V V O P 1 680 95/417
Primary Full V V V O PR 1 640 80/417
Primary Full V V V O PR 2 660 80/533
Primary Full V V V O PR 3-4 660 75/645
SecondHome Full V V V V PR 1 640 80/417
Investment Full V V V N P 1 640 80/417
Investment Full V V V N R 1 640 75/417
Investment Full V V V N PR 2-4 680 75/801
Contact Robin Buttner: rbuttner@totalmortgage.com. Broker approval: www.tmsfunding.com
Tell lenders you found them in Scotsman Guide
V
V
V
lV
0
0
0
0
640
0
NATIONWIDE except: AK CT DC DE FL IA KY MA ME MI MS
NC ND NH NJ NY OH PA RI SD VA VT WI WV
503-496-3140
www.netmoreamerica.com
45 95 NA Not available in CA
45 85 NA 3- to 4-unit max 75%
90 NA
75 NA
85 NA 3- to 4-unit max 75%
75 NA
75 NA
75 NA
75 NA
60 NA
65 NA
65 NA
720 90 NA
700 90 NA
700 90 NA
90 NA
NA
90/625
80/729
80/625
2
45
45
45
45
45
45
45
45
45
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N 3- to 4-unit max 70%
203-876-2200
www.tmsfunding.com
NA
NA
NA
NA
NA
NA
NA
NA
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N 4 unit max $801,950
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.