All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
PROGRAM
NAME
Type I E A 45
I=Income
A=Assets 45=4506
V=Verified S=Stated
DOCUMENTATION
O
V
N
P
R
C
FICO
#
UNI TS
%/$K
AZ CA CO GA IA ID IL IN KS KY MN MO NC NM OK OR
TN TX UT WA WY
%/$K %/$K %/$K %/$K FICO
360 Mortgage Group LLC 866-418-2997 www.360mortgage.com
AGENCYCONF Full V V V Y O PR 1 620 95/417 45 0/12 95 NA F N N DUapprove/eligible
AGENCYCONF Full V V V Y O PR 2 620 80/417 45 0/12 80 NA F N N DUapprove/eligible
AGENCYCONF Full V V V Y O PR 3-4 620 75/417 45 0/12 75 NA F N N DUapprove/eligible
AGENCYCONF Full V V V Y V PR 1 620 80/417 45 0/12 90 NA F N N DUapprove/elgible
AGENCYCONF Full V V V Y N PR 1 620 80/417 45 0/12 85 NA F N N DUapprove/eligible
AGENCYCONF Full V V V Y N PR 2-4 620 75/417 45 0/12 75 NA F N N DUapprove/eligible
AGENCYC/O Full V V V Y O C 1 620 80/417 45 0/12 80 NA F N N DUapprove/eligible
AGENCYC/O Full V V V Y VN C 1 620 75/417 45 0/12 75 NA F N N DUapprove/eligible
AGENCYC/O Full V V V Y O C 2 620 75/417 45 0/12 75 NA F N N DUapprove/eligible
AGENCYC/O Full V V V Y N C 2 620 70/417 45 0/12 70 NA F N N DUapprove/eligible
AGENCYC/O Full V V V Y O C 3-4 620 75/417 45 0/12 75 NA F N N DUapprove/eligible
AGENCYC/O Full V V V Y N C 3-4 620 70/417 45 0/12 70 NA F N N DUapprove/eligible
Conv-High Bal Full V V V Y O PR 1 720 80/729 45 0/12 80 NA F N N DU only - 6 mos. reserves
Conv-High Bal Full V V V Y V PR 1 740 65/729 45 0/12 65 NA F N N DU only - 6 mos. reserves
Conv 3-1 ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A N N DU only - life cap 6%
Conv 5-1 ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 0 A N N DU only - life cap 5%
Conv 7-1 ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A N N DU only - life cap 5%
Conv 10-1 ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A N N DU only - life cap 5%
Conv ARM I/O Full V V V Y O PR 1 720 70/417 41 0/12 70 10 A N N 3-1, 5-1, 7-1, 10-1 ARM
Conv ARM C/O Full V V V Y O RC 1 660 80/417 41 0/12 80 NA A N N 3-1, 5-1, 7-1, 10-1 ARM
Conv ARM require 2 mos. PI TI in reserves. Interest only ARM must have 24 mos. reserves and qualify at PI TI. TX(a)( 6)loan not eligible on C/O ARM. California lending limited to certain counties
Bank of Internet USA CA 877-541-2634, opt. 4 broker.bankofinternet.com
720 80/2000 10 B N N Californiaonly
720 70/1500 10 B N N Californiaonly
720 80/1500 10 B N N $350K, <65% LTV/CLTV
720 70/1500 10 B N N $150K, <65% LTV/CLTV
700 75/750 5 A N N Condo max 60% LTV
700 65/1250 5 A N N Condo max 60% LTV
700 55/2500 5 A N N Condo max 60% LTV
5 A N N Condo max 60% LTV
60/1500 5 A N N 65% LTV $150K c/o, 60-200K
50/3500 5 A N N 55% LTV to $250K c/o 50-275K
NA N N Cashout max $150K
COMMENTS
JGJumbo Full V V V Y O PR 1-2 700 80/1000 40
JGJumbo Full V V V Y O PR 3-4 700 70/1000 40
JGJumbo Full V V V Y O C 1-2 700 80/1000 40
JGJumbo Full V V V Y O C 3-4 700 70/1000 40
PortfolioARM Full V V V Y OV PR 1 700 80/500 40
PortfolioARM Full V V V Y OV PR 1 700 70/1000 40
PortfolioARM Full V V V Y OV PR 1 700 60/1500 40
PortfolioARM Full V V V Y OV PR 1 700 50/3500 40
PortfolioARM Full V V V Y OV C 1 700 65/1250 700 40
PortfolioARM Full V V V Y OV C 1 700 55/2500 700 40
PortfolioARM Full V V V Y N PRC 1 720 50/1000
We offer jumbo and super jumbo lending up to $3.5M. CA only. Get your broker package and current rate sheet at broker.bankofinternet.com.
Flagstar Bank
NATIONWIDE
Agency Fixed
Agency Fixed
Agency Fixed
Agency Fixed
Agency Fixed
Agency Fixed
Agency Fixed
Agency Fixed
Agency Fixed
Agency Fixed
Agency Fixed
Agency Fixed
Agency Jumbo
Agency Jumbo
Agency Jumbo
Agency Jumbo
Full
Full
Full
Full
Full
Full
Full
Full
Full
Full
Full
Full
Full
Full
Full
Full
VVVY O
VVVY O
VVVY O
VVVY O
VVVY O
VVVY O
VVVY V
VVVY V
VVVY N
VVVY N
VVVY N
VVVY N
VVVY O
VVVY O
VVVY O
VVVY O
PR 1 680
95/417
80/417
80/417
75/417
85/417
75/417
90/417
75/417
80/417
75/417
75/417
75/417
90/625
75/625
75/625
65/625
620 80/417
620 80/417
620 80/625
0/12 95 NA
0/12 95 NA
0/12 80 NA
0/12 75 NA
0/12 85 NA
0/12 75 NA
0/12 90 NA
0/12 75 NA
0/12 85 NA
0/12 75 NA
0/12 75 NA
0/12 75 NA
45 0/12 90 NA
45 0/12 75 NA
45 0/12 75 NA
45 0/12 65 NA
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
866-945-9872
wholesale.flagstar.com
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N County limits apply
N County limits apply
N County limits apply
N County limits apply
advertiser continued
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terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
