All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
DOCUMENTATION M TG
Mtg
I=Income
LATES
40/30 ARM Interest Only
E=Employment
E
OCC PURP
LTV / LOAN AMOUN T
Fixed,
40-yr
A=Assets 45=4506
O
P
DTI LTV / LOAN AMOUNT
CLTV
IO
ARM,
Amort
V=Verified S=Stated
Combinations tied to different scores
PROGRAM
V
R
#
Ratio
to
Period
Both
30-yr
30-yr
Neg
NAME
Type I E A 45
N
C FICO %/$K %/$K %/$K %/$K%/$K FICO
UNI TS
%
Lates
30s
in the
Last
Mo
%
COMMENTS
PRODUC T OPTIONS
Yrs
F/A/B
Term
w/Min
Pmt/
Neg
Am
E
AgencyJumbo Full V V V Y V PR 1 620 80/625 45 0/12 80 NA N N Countylimitsapply
cover advertiser continued
AgencyJumbo Full V V V Y V C 1 620 65/625 45 0/12 65 NA N N Countylimitsapply
AgencyJumbo Full V V V Y N PR 1 620 80/625 620 75/625 45 0/12 80 NA N N Countylimitsapply
AgencyJumbo Full V V V Y N PR 2 620 70/625 45 0/12 70 NA N N Countylimitsapply
AgencyJumbo Full V V V Y N C 1-2 700 65/625 45 0/12 65 NA N N Countylimitsapply
Agency Jumbo N C 1-2 45 0/12 65 County limits apply
VVY
65/625
NA
Full V Y
NN
AgencyJumbo Full V V V Y O PR 1 620 80/729 45 0/12 80 NA N N Countylimitsapply
i
AgencyJumbo Full V V V Y O C 1 620 65/729 45 0/12 65 NA N N Countylimitsapply
Y
C 1i
7
AgencyJumbo Full V V V Y V PR 1 620 70/729 45 0/12 70 NA N N Countylimitsapply
Y
i
Full V Y
NN
AgencyJumbo Full V V V Y V C 1 620 65/729 45 0/12 65 NA N N Countylimitsapply
C 1i
7
AgencyJumbo Full V V V Y N PR 1 620 70/729 45 0/12 70 NA N N Countylimitsapply
Y
620
i
AgencyJumbo Full V V V Y N C 1 620 65/729 45 0/12 65 NA N N Countylimitsapply
Y
C 1i
7
AgencyJumbo Full V V V Y O PR 1 700 90/625 620 80/625 45 0/12 90 NA N N Countylimitsapply
Y
22
1 ni
Agency Jumbo Full V V V Y V PR 1 620 80/625 0/12 80 NA N N County limits apply
Y
620
V 1 ni
Agency Jumbo Full V V V Y O PR 1 620 80/729 0/12 80 NA N N County limits apply
Y
1
Agency Jumbo Full V V V Y V PR 1 620 70/729 0/12 70 NA N N County limits apply
l
6
i
Accelerate your business with Flagstar, a nationwide lender offering industry-leading technology, compliance tools, fast underwriting turn times and quality service.
l r ff e t y .
714-241-4540 x1200
www.gotmortgage.com
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N County limits apply
N County limits apply
N County limits apply
N County limits apply
N County limits apply
N County limits apply
N County limits apply
N County limits apply
N County limits apply
45
cover
GotMortgage.com tMo t
CA HI
AgencyFixed Full V V V Y N C 1 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y N P 1 620 80/417 0/12 85 NA
AgencyFixed Full V V V Y O C 1 700 85/417 620 80/417 0/12 85 NA
AgencyFixed Full V V V Y O PR 1 680 95/417 0/12 95 NA
AgencyFixed Full V V V Y V C 1 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y V PR 1 720 90/417 620 80/417 0/12 90 NA
AgencyFixed Full V V V Y O PR 1 620 80/417 0/12 95 NA
Agency Fixed Full V V V Y N R 1-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y O PR 2 620 80/417 0/12 80 NA
AgencyFixed Full V V V Y N P 2-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y O C 2-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y O PR 3-4 620 75/417 0/12 75 NA
AgencyJumbo Full V V V Y N C 1 620 65/729 0/12 65 NA
AgencyJumbo Full V V V Y N PR 1 620 70/729 0/12 70 NA
AgencyJumbo Full V V V Y N PR 1 620 80/625 0/12 80 NA
AgencyJumbo Full V V V Y O C 1 620 65/729 0/12 65 NA
AgencyJumbo Full V V V Y O C 1 620 75/625 0/12 75 NA
AgencyJumbo Full V V V Y O PR 1 620 80/729 0/12 80 NA
AgencyJumbo Full V V V Y O PR 1 700 90/729 0/12 90 NA
AgencyJumbo Full V V V Y V C 1 620 65/729 0/12 65 NA
AgencyJumbo Full V V V Y V PR 1 620 70/729 0/12 70 NA
Browse our site and see why our quality of business and high service standards set us apart in the mortgage community. www.gotmortgage.com
l
Y
Y
Y
Y
Y
Y
Y
Y
Y
u Y
u Y
u Y
Y
Y
Y
Y
Y
Y
ICON Residential Lenders NATIONWIDE except: AK 888-247-6427 www.iconwholesale.com
AgencyConf Full V V V Y O PR 1 680 95/417 0/12 95 NA B N N DUEligible
AgencyConf Full V V V Y OV PR 1 720 70/417 0/12 10 A N N DUEligible
AgencyConf Full V V V Y O PR 2 620 80/533 0/12 80 NA B N N DUEligible
AgencyConf Full V V V Y O PR 3-4 620 75/801 0/12 75 NA B N N DUEligible
AgencyConf Full V V V Y O C 1 620 80/417 0/12 80 NA B N N DUEligible
AgencyConf Full V V V Y O C 2-4 620 75/801 0/12 75 NA B N N DUEligible
AgencyConf Full V V V Y N P 1 620 80/417 0/12 80 NA B N N DUEligible
AgencyConf Full V V V Y N PR 2-4 620 75/801 0/12 75 NA B N N DUEligible
AgencyConf Full V V V Y N C 1 620 75/417 0/12 75 NA B N N DUEligible
Agency H B Full V V V Y O PR 1 720 90/729 0/12 90 NA F N N DU Eligible; Subject to county
Agency H B Full V V V Y OV PR 1 720 70/729 0/12 10 A N N DU Eligible; Subject to county
Agency H B Full V V V Y O C 1 740 60/729 0/12 60 NA B N N DU Eligible; Subject to county
Cashout not available in TX. Foreign nationals and manufactured homes ineligible for all products. Subject to county limits & maximum loan amount for number of units. Refer to www.iconwholesale.com.
l
l
Y
Y
Y
Y
Y
Y
Y
Y
2
2 /1
2 /7
2
2 77
70
N
A
N
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
