All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
(AK, Guam, HI & U.S. Virgin Islands = 50% higher)
DOCUMENTATION M TG
Mtg
PRODUC T OPTIONS
I=Income
LATES
40/30 ARM Interest Only
E=Employment
OCC PURP
A=Assets 45=4506
LTV / LOAN AMOUN T
O
P
DTI LTV / LOAN AMOUNT
CLTV
V=Verified S=Stated
Combinations tied to different scores
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
30-yr
PROGRAM
V
R
#
Ratio
to
Neg
NAME
Type I E A 45
N
C FICO %/$K %/$K %/$K %/$K%/$K FICO
UNI TS
%
Lates
30s
in the
Last
Mo
%
IO
Period
Yrs
Fixed,
ARM,
Both
F/A/B
40-yr
Amort
30-yr
Term
w/Min
Pmt/
Neg
Am
AgencyJumbo Full V V V Y V PR 1 620 80/625 45 0/12 80 NA N N
advertiser continued
AgencyJumbo Full V V V Y V C 1 620 65/625 45 0/12 65 NA N N
NA N
/
AgencyJumbo Full V V V Y N PR 1 620 80/625 620 75/625 45 0/12 80 NA N N
lV
6
N
AgencyJumbo Full V V V Y N PR 2 620 70/625 45 0/12 70 NA N N
lV
0
N
AgencyJumbo Full V V V Y N C 1-2 700 65/625 45 0/12 65 NA N N
l VVVY
65/625
NA N
Full V
NN
AgencyJumbo Full V V V Y O PR 1 620 80/729 45 0/12 80 NA N N
/9
AgencyJumbo Full V V V Y O C 1 620 65/729 45 0/12 65 NA N N
lV
/ 29
N
AgencyJumbo Full V V V Y V PR 1 620 70/729 45 0/12 70 NA N N
lV
02
N
Full V
NN
AgencyJumbo Full V V V Y V C 1 620 65/729 45 0/12 65 NA N N
/ 29
AgencyJumbo Full V V V Y N PR 1 620 70/729 45 0/12 70 NA N N
Fl V
620 0 2
N
AgencyJumbo Full V V V Y N C 1 620 65/729 45 0/12 65 NA N N
Fl V
/ 29
N
AgencyJumbo Full V V V Y O PR 1 700 90/625 620 80/625 45 0/12 90 NA N N
Fl V
0 90/6 5 0 /6 5
N
AgencyJumbo Full V V V Y V PR 1 620 80/625 0/12 80 NA N N
Fl V
620 80/6 5
AN
AgencyJumbo Full V V V Y O PR 1 620 80/729 0/12 80 NA N N
Ful V
80/ 29
AN
AgencyJumbo Full V V V Y V PR 1 620 70/729 0/12 70 NA N N
Accelerate your business with Flagstar, a nationwide lender offering industry-leading technology, compliance tools, fast underwriting turn times and quality service.
Ful V
0 02
AN
GotMortgage.com CA HI
AgencyFixed Full V V V Y N C 1 620 75/417 0/12 75 NA N N
l
AgencyFixed Full V V V Y N P 1 620 80/417 0/12 85 NA N N
lV
N
AgencyFixed Full V V V Y O C 1 700 85/417 620 80/417 0/12 85 NA N N
lV
/7
N
AgencyFixed Full V V V Y O PR 1 680 95/417 0/12 95 NA N N
lV
/
N
AgencyFixed Full V V V Y V C 1 620 75/417 0/12 75 NA N N
lV
7
N
AgencyFixed Full V V V Y V PR 1 720 90/417 620 80/417 0/12 90 NA N N
lV
47 4
N
AgencyFixed Full V V V Y O PR 1 620 80/417 0/12 95 NA N N
l VVVY
80/417
NA N
Full V
NN
AgencyFixed Full V V V Y N R 1-4 620 75/417 0/12 75 NA N N
75
AgencyFixed Full V V V Y O PR 2 620 80/417 0/12 80 NA N N
lV
/4 7
N
AgencyFixed Full V V V Y N P 2-4 620 75/417 0/12 75 NA N N
Fl V
75
N
Full V
NN
AgencyFixed Full V V V Y O C 2-4 620 75/417 0/12 75 NA N N
75
AgencyFixed Full V V V Y O PR 3-4 620 75/417 0/12 75 NA N N
Fl V
620 75
N
AgencyJumbo Full V V V Y N C 1 620 65/729 0/12 65 NA N N
Fl V
/ 29
N
AgencyJumbo Full V V V Y N PR 1 620 70/729 0/12 70 NA N N
Fl V
02
N
AgencyJumbo Full V V V Y N PR 1 620 80/625 0/12 80 NA N N
Fl V
620 80/6 5
AN
AgencyJumbo Full V V V Y O C 1 620 65/729 0/12 65 NA N N
Ful V
0 5/ 29
AN
AgencyJumbo Full V V V Y O C 1 620 75/625 0/12 75 NA N N
Ful V
0 52
AN
AgencyJumbo Full V V V Y O PR 1 620 80/729 0/12 80 NA N N
Ful V
620 80/ 29
NA N
AgencyJumbo Full V V V Y O PR 1 700 90/729 0/12 90 NA N N
Ful V
00 90/ 29
NA N
AgencyJumbo Full V V V Y V C 1 620 65/729 0/12 65 NA N N
Ful V
0 65/ 29
NA N
AgencyJumbo Full V V V Y V PR 1 620 70/729 0/12 70 NA N N
Browse our site and see why our quality of business and high service standards set us apart in the mortgage community. www.gotmortgage.com
Ful V
0 0 72
ICON Residential Lenders NATIONWIDE except: AK 888-247-6427 www.iconwholesale.com
AgencyConf Full V V V Y O PR 1 680 95/417 0/12 95 NA B N N DUEligible
l
AgencyConf Full V V V Y OV PR 1 720 70/417 0/12 0 10 A N N DUEligible
lV
N
AgencyConf Full V V V Y O PR 2 620 80/533 0/12 80 NA B N N DUEligible
lV
N
AgencyConf Full V V V Y O PR 3-4 620 75/801 0/12 75 NA B N N DUEligible
lV
7
N
AgencyConf Full V V V Y O C 1 620 80/417 0/12 80 NA B N N DUEligible
lV
47
N
AgencyConf Full V V V Y O C 2-4 620 75/801 0/12 75 NA B N N DUEligible
lV
75
N
Full V
NN
AgencyConf Full V V V Y N P 1 620 80/417 0/12 80 NA B N N DUEligible
47
AgencyConf Full V V V Y N PR 2-4 620 75/801 0/12 75 NA B N N DUEligible
lV
75
N
AgencyConf Full V V V Y N C 1 620 75/417 0/12 75 NA B N N DUEligible
lV
75
N
Agency H B Full V V V Y O PR 1 720 90/729 0/12 90 NA F N N DU Eligible; Subject to county
lV
/9
N
Agency H B Full V V V Y OV PR 1 720 70/729 0/12 0 10 A N N DU Eligible; Subject to county
Fl V
720 0 2
1N
Agency H B Full V V V Y O C 1 740 60/729 0/12 60 NA B N N DU Eligible; Subject to county
Fl V
0/ 29
BN
Cash out not available in TX. Foreign nationals and manufactured homes ineligible for all products. Subject to county limits & maximum loan amount for number of units. Refer to www.iconwholesale.com.
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
COMMENTS
714-241-4540 x1200
www.gotmortgage.com
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
