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This matrix should be used to
find general program information/
product types, unusual property or
loan characteristics. Please consult
the Prime 1st Mortgages matrix for
detailed program criteria.
COMPANY NAME
1 Acreage: Max acres on res. property (U=Unlimited)
2 Condo: Non-Fannie Mae/Freddie Mac warrantable
3 Condo: With only 2-3 units
4 Condotels at resort destinations
5 Co-ops
6 Dome homes
7 Land: Purchase of subdivided lot
8 Land: Purchase of undeveloped raw land
9 Log homes
10 Manufactured home (post-1976)
11 Second dwelling on single tax lot
12 Zoning: Non-owner < 5 units: Zoned other than residential
PROPERTY-RELATED ITEMS
Land: Purchase of subdivided lot
9 Log homes
o
123456789101112
13 Aliens/foreign nationals: No green
card, second home
14 Aliens/foreign nationals: No green card,
No-income verifier loans available
16 Corps., trusts, partnerships and LLCs
17 Minimum loan amount
18 Non-owner: More than 10 financed prop-
erties allowed regardless of loan amount
19 Ratio: Combined ratios are allowed
with non-occupant co-borrower
20 Remodel: Conventional at after-
remodel value
MISCELLANEOUS
13 14 15 16 17 18 19 20 1 0
PROGRAMS AND OPTIONS
21 Bridge loans
22 Freddie Mac: Loan Prospector (LP)
23 Freddie Mac: Affordable Gold
24 Fannie Mae: Desktop Originator (DO)
25 Fannie Mae: MyCommunityMortgage
26 Fannie Mae: Desktop Underwriter (DU)
27 Govt.: FHA Direct Endorsement
28 Govt.: VA
29 Lock: Longest lock available (number of days)
30 Lock without property address
31 Pledged asset option
32 Reverse mortgages
33 Tenants-in-common ( TIC)
34 Rural property/part-time farm
21 22 23 24 25 26 27 28 29 30 31 32 33 34
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ng
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Govt.: FHA Direct Endorsement
29 Lock: Longest lock available (number of days)
e
31 Pledged asset option
33 Tenants-in-common ( TIC)
m
2
360 Mortgage Group LLC
866-418-2997
www.360mortgage.com
Y
30K
YYY60
AZ CA CO GA IA ID IL IN KS KY MN MO NC NM OK OR TN TX UT WA WY
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Essex Mortgage
949-378-7446
www.essexwholesale.com
Y
YY
45
AZ CA CO HI ID NV OR UT WA For current rate sheet visit: www.essexwholesale.com. User ID: essex; Password: essex123. County limits apply to all maximum loan
amounts. Co-ops and manufactured homes are ineligible.
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GotMortgage.com
714-241-4540 x1200
www.gotmortgage.com
Y
Y
Y
Y
Y
Y
CA HI
Browse our site and see why our quality of business and high service standards set us apart in the mortgage community. www.gotmortgage.com
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ICON Residential Lenders
888-247-6427
www.iconwholesale.com
Y
Y
YY Y
60
NATION WIDE except: AK
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SecurityNational Mortgage Co.
800-262-0642
www.securitynational.com
YYY
Please go to www.securitynational.com for your broker package.
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Y
50K
NATIONWIDE
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Stearns Lending Inc.
800-350-5363
www.stearnswholesale.com
U Y 40K Y Y Y Y Y 60 Y
NATION WIDE except: AK IN K Y LA MI MN MO MS ND N Y OH SD Cash-out in Texas not permitted; manufactured homes not permitted; loans > 80% LTV subject to
Tell lenders you found them in Scotsman Guide
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
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