LET US LEAD YOU THROUGH THE MAZE
FPF Wholesale is a dedicated team of mortgage
professionals committed to helping you achieve
your goals by delivering the lending services you
need – beyond your expectations. Supported by
our innovative lending technology, combined
with the best team in the industry, we will be the
reason you succeed.
HELP YOUR REALTORS MARKET THIS PROGRAM!
• No Appraisal
• No Mortgage Insurance
• No Condo Questionnaire*
*As long as project can be found in CPM Condo Project Manager.
**1-Unit, Owner Occupied Only -Not all programs are available in all areas.
• 97% LTV with 660 FICO**
• Available for Owner Occupied, 2nd Home and NOO
• Eligible properties listed at www.homepath.com
• Conforming loan amounts to $417,000
• Max 95% LTV for Condos***
• 97% LTV – 720 Score – Purchase Only
• 95% LTV – 680 Score – Purchase or R/T Refi
• NO STATE RESTRICTIONS – CA, AZ, NV & FL
***No condos in Florida
CONTACT YOUR CLOSEST BRANCH:
Santa Ana, CA
This advertisement is intended for use by mortgage professionals only and is not intended to constitute an advertisement to extend consumer credit under any state or federal regulation. FPF Wholesale is a registered dba of Stearns Lending, Inc., 4 Hutton Centre Drive, Suite 500, Santa Ana, CA 92707 is licensed, registered, or exempt from licensing to conduct business in: Alabama Consumer
Credit License (#21191); Arizona Mortgage Banker (#0905413); Arkansas Banker/Broker/Servicer License (#102360); licensed by the Department of Corporations under the California Residential Mortgage Lending Act (#4130495) and the California Finance Lender Act (603G129); Colorado Lender Exemption; Connecticut Mortgage Lender License (#15262); Delaware Mortgage Lender (011236);
District of Columbia Dual Authority (#MLB1584); Florida Mortgage Lender License (#ML0701266); Georgia Residential Mortgage Lender License (#24066); exempt as a Foreign Lender in Hawaii; Idaho Mortgage Broker/Lender License (#MBL- 3005); Illinois Residential Mortgage License (mb.6760719-dba1); Indiana First Lien Mortgage Lending License (#15640); Iowa Mortgage Banker License
(#2009-0100); Kansas Mortgage Company License (MC.0025047); Maryland Mortgage Lender License (#10847); Massachusetts Mortgage Lender License (#ML3335); Montana Mortgage Lender License (#1854); Nebraska Mortgage Banker License (#2082); Nevada Mortgage Banker License (#3577); Nevada Mortgage Broker License (#3578); New Hampshire, Licensed by the Ne w Hampshire
Banking Department Mortgage Banker License (#15083-MB); New Jersey Residential Mortgage Lender License (#0806377); New Mexico Mortgage Company License (#01457); North Carolina Mortgage Lender License (AL-148477); Oklahoma Mortgage Broker (#MB001662); Oregon Mortgage Lending License (#ML-1041); Pennsylvania Mortgage Lender License (#28788); South Carolina Mortgage
Lender License (#1854); Rhode Island Lender License (20092625LL); Tennessee Mortgage License (#4320); South Dakota Mortgage Lender License (ML.04912); registered in Texas under the registration #55403; Utah DRE Mortgage Entity (#5780454); Vermont Lender License (#6225); Licensed by the Virginia State Corporation Commission MC-2184; Washington Consumer Loan Company License
(#520-CL-23808); West Virginia Mortgage Lender License (#ML-30447); Wisconsin Mortgage Banker License (#696677); Wyoming Mortgage Lender/Broker (MLB 2135). NMLS number for Stearns Lending Inc., dba FPF Wholesale, is 1854. Not all branches are licensed in every state; please contact your local office to determine eligibility. Loan program terms and parameters are subject to change
without notification in advance. Not all programs are available in all areas. Program restrictions apply. All loan programs are subject to Stearns Lending underwriting guidelines. Approvals may be subject to appraisals and other documentation. © Copyright 2011 – Stearns Lending, Inc. All rights reserved.