All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
PROGRAM
NAME
Type I E A 45
I=Income
V=Verified S=Stated
DOCUMENTATION
O
V
N
P
R
C
FICO
#
UNI TS
E=Employment
A=Assets 45=4506
%/$K
360 Mortgage Group LLC
AZ CA CO GA IA ID IL IN KS KY MN MO NC NM OK OR
TN TX UT WA WY
%/$K %/$K %/$K %/$K FICO
Ratio
%
Mtg
Lates
30s
in the
Last
Mo
to
%
IO
Period
Yrs
Fixed,
ARM,
Both
F/A/B
40-yr
Amort
30-yr
Term
w/Min
Pmt/
Neg
Am
40/30 ARM Interest Only
LTV / LOAN AMOUN T
Combinations tied to different scores
PRODUC T OPTIONS
CLTV DTI LTV / LOAN AMOUNT
M TG
LATES
866-418-2997
www.360mortgage.com
AGENCYCONF Full V V V Y O PR 1 620 95/417 45 0/12 95 NA F
AGENCYCONF Full V V V Y O PR 2 620 80/533 45 0/12 80 NA F
AGENCYCONF Full V V V Y O PR 3-4 620 75/801 45 0/12 75 NA F
AGENCYCONF Full V V V Y V PR 1 620 80/417 45 0/12 90 NA F
AGENCYCONF Full V V V Y N PR 1 620 80/417 45 0/12 85 NA F
AGENCYCONF Full V V V Y N PR 2-4 620 75/801 45 0/12 75 NA F
AGENCYC/O Full V V V Y O C 1 620 80/417 45 0/12 80 NA F
AGENCYC/O Full V V V Y VN C 1 620 75/417 45 0/12 75 NA F
AGENCYC/O Full V V V Y O C 2 620 75/533 45 0/12 75 NA F
AGENCYC/O Full V V V Y N C 2 620 70/533 45 0/12 70 NA F
AGENCYC/O Full V V V Y O C 3-4 620 75/801 45 0/12 75 NA F
AGENCYC/O Full V V V Y N C 3-4 620 70/801 45 0/12 70 NA F
Conv-HighBal Full V V V Y O PR 1 700 80/729 680 75/729 45 0/12 NA F
Conv-HighBal Full V V V Y V PR 1 740 65/729 45 0/12 65 NA F
Conv3-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A
Conv5-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 0 A
Conv7-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A
Conv10-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A
Conv ARMI/O Full V V V Y O PR 1 720 70/417 41 0/12 70 10 A
ConvARMC/O Full V V V Y O RC 1 660 80/417 41 0/12 80 NA A
Conv ARMs require 2 mos. PI TI in reserves. Interest-only ARMs must have 24 mos. reserves and qualify at PI TI. TX(a)( 6) loan not eligible on C/O ARMs.
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU only - 6 mos. reserves
DU only - 6 mos. reserves
DU only - life cap 6%
Affordable Home Loans
CO ID NV UT WY
801-565-9300
www.affordableteam.com
AgencyFixed Full V V V Y O P 1 660 95/417
41 0/12 95 NA
41 0/12 95 NA
50 0/12 80 NA
50 0/12 80 NA
50 0/12 80 NA
50 0/12 80 NA
50 0/12 75 NA
N
N
N
N
N
N
N
N DTI to 45% with 740 score
N DTI to 45% with 740 score
N info@affordableteam.com
N info@affordableteam.com
N info@affordableteam.com
N info@affordableteam.com
N info@affordableteam.com
Bank of Internet USA
NATIONWIDE
877-482-9540
broker.bofi.com
PortfolioARM Full V V V Y O P 1 680 70/1000 40 5 A
PortfolioARM Full V V V Y V P 1 680 60/1000 40 5 A
PortfolioARM Full V V V Y OV P 2-4 680 60/1000 40 5 A
PortfolioARM Full V V V Y O R 1 680 65/1000 40 5 A
PortfolioARM Full V V V Y V R 1 680 55/1000 40 5 A
PortfolioARM Full V V V Y OV R 2-4 680 55/1000 40 5 A
PortfolioARM Full V V V Y O C 1 680 60/2000 40 5 A
PortfolioARM Full V V V Y V C 1 680 50/2000 40 5 A
PortfolioARM Full V V V Y OV C 2-4 680 50/2000 40 5 A
PortfolioARM Full V V V Y N PRC 1-4 720 50/1000 40 5 A
We offer jumbo and super-jumbo lending up to $5M-$10M case by case. Get your broker or correspondent package and current rate sheet at www.bofilendingpartners.com.
65/2000
55/2000
55/2000
60/2000
50/2000
50/2000
55/3000
45/3000
45/3000
60/3000 680
50/3000 680
50/3000 680
55/3000 680
45/3000 680
45/3000 680
50/5000
40/5000
40/5000
55/5000
45/5000
45/5000
50/5000
40/5000
40/5000
N
N
N
N
N
N
N
N
N
N
N Condo max 60% LTV
N LTV 5% less in AZ, FL
N LTV 5% less in AZ, FL
N Condo max 60% LTV
N No condos in AZ, FL
N No condos in AZ, FL
N C/O max 15% of loan amt
N C/O max 15% of loan amt
N C/O max 15% of loan amt
N C/O max 15% of loan amt
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
