All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
Type I E A 45
I=Income
V=Verified S=Stated
DOCUMENTATION
ICON Residential Lenders
PROGRAM
NAME
O
V
N
P
R
C
FICO
#
UNI TS
%/$K
%/$K %/$K %/$K FICO
LTV / LOAN AMOUN T
%/$K
Ratio
%
NATION WIDE except: AK
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AgencyConf Full V V V Y O PR 1 680 95/417 0/12 95 NA B N N
AgencyConf Full V V V Y OV PR 1 720 70/417 0/12 0 10 A N N
AgencyConf Full V V V Y O PR 2 620 80/533 0/12 80 NA B N N
AgencyConf Full V V V Y O PR 3-4 620 75/801 0/12 75 NA B N N
AgencyConf Full V V V Y O C 1 720 85/417 0/12 80 NA B N N
AgencyConf Full V V V Y O C 2-4 620 75/801 0/12 75 NA B N N
AgencyConf Full V V V Y N P 1 620 80/417 0/12 80 NA B N N
AgencyConf Full V V V Y N PR 2-4 620 75/801 0/12 75 NA B N N
AgencyConf Full V V V Y N C 1 620 75/417 0/12 75 NA B N N
AgencyHB Full V V V Y O PR 1 720 90/729 0/12 90 NA F N N
AgencyHB Full V V V Y OV PR 1 720 70/729 0/12 0 10 A N N
AgencyHB Full V V V Y O C 1 740 60/729 0/12 60 NA B N N
Foreign nationals and manufactured homes ineligible for all products. Subject to county limits and maximum loan amount for number of units. Refer to www.iconwholesale.com.
888-247-6427
www.iconwholesale.com
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible; Subject to county
DU Eligible; Subject to county
DU Eligible; Subject to county
COMMENTS
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Impac Mortgage - Wholesale Lending
FannieConf Full V V V Y O PR 1 720 97/417
FannieConf Full V V V Y O PR 2 620 80/533
FannieConf Full V V V Y O PR 3-4 620 75/801
FannieConf Full V V V Y O C 1 620 80/417
FannieConf Full V V V Y O C 2-4 620 75/801
FannieConf Full V V V Y V PR 1 720 90/417
FannieConf Full V V V Y V C 1 620 75/417
FannieConf Full V V V Y N P 1 620 80/417
FannieConf Full V V V Y N PR 2-4 620 75/801
FannieConf Full V V V Y N C 2-4 620 75/801
FannieHiBal Full V V V Y O P 1 720 90/729
FannieHiBal Full V V V Y O P 1 660 75/729
FannieHiBal Full V V V Y O P 2-4 740 75/1203
FannieIO Full V V V Y O PR 1 720 70/417
ConvJumbo Full V V V Y O P 1-2 700 80/1000
ConvJumbo Full V V V Y O P 1-2 720 80/2000
New website www.Impac Wholesale.com. Use our iPrice tool to price over 30 products, no approval needed.
AZ CA FL ID NV OR WA
50 0/12 97 NA B
50 0/12 80 NA B
50 0/12 75 NA B
50 0/12 85 NA B
50 0/12 75 NA B
50 0/12 90 NA B
50 0/12 75 NA B
50 0/12 85 NA B
50 0/12 75 NA B
50 0/12 75 NA B
50 0/12 90 NA B
50 0/12 75 NA B
50 0/12 75 NA F
50 0/12 70 10 B
45 0/12 80 NA B
45 0/12 80 NA B
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
888-755-3071
www.Impac Wholesale.com
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve, Subject to County
DU Approve, Subject to County
DU Approve, Subject to County
DU Approve
DU required for fraud alerts
DU required for fraud alerts
Kinecta Federal Credit Union
CA CO FL IL IN KS MA MI MN MO ND NE OH OK SD WI
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AgencyFixed Full V V V Y O PR 1 680 95/417 45 95 NA F N N
AgencyFixed Full V V V Y V PR 1 720 90/417 45 90 NA F N N
AgencyFixed Full V V V Y ON PR 3-4 620 75/801 45 75 NA F N N
AgencyFixed Full V V V Y O C 1 620 80/417 45 85 NA F N N
AgencyFixed Full V V V Y O C 2-4 620 75/801 45 75 NA F N N
AgencyFixed Full V V V Y N C 2-4 620 70/801 45 70 NA F N N
Agency Full V V V Y N PR 1 620 80/417 45 85 NA B N N
Agency Full V V V Y O PR 2 620 80/533 45 80 NA B N N
Agency Full V V V Y VN C 1 620 75/417 45 75 NA B N N
SuperConform Full V V V Y O PR 1 720 90/729 700 80/729 45 NA F N N
SuperConform Full V V V Y O PR 1 660 75/729 45 75 NA F N N
SuperConform Full V V V Y VN PR 1 740 65/729 45 65 NA B N N
SuperConform Full V V V Y O PR 2-4 740 75/1403 45 75 NA B N N
SuperConform Full V V V Y N PR 2-4 740 65/1403 45 65 NA F N N
SuperConform Full V V V Y O C 1 740 60/729 45 60 NA B N N
AgencyARM Full V V V Y O PR 1 660 95/417 620 80/417 45 95 NA A N N
AgencyARM Full V V V Y O PR 3-4 620 75/801 45 75 NA A N N
AgencyARM Full V V V Y V PR 1 700 85/417 45 90 NA A N N
AgencyARM Full V V V Y V PR 1 620 80/417 45 80 NA A N N
AgencyARM Full V V V Y N PR 1 620 75/417 45 75 NA A N N
AgencyARM Full V V V Y O C 1 700 85/417 45 85 NA A N N
AgencyARM Full V V V Y O C 2-4 620 75/801 45 75 NA A N N
Co-ops, manufactured homes and construction ineligible. See I/O, ARM, 5-10 properties, piggyback and more programs at www.loankinection.com.
800-854-4501 x4
www.loankinection.com
720 min: condos, FL, CA
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible with MI
DU approve/eligible
DU approve/eligible with MI
DU approve/eligible
DU approve/eligible; Rate/ Term
DU approve/eligible; with MI
DU approve/eligible
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Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
