All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
PROGRAM
NAME
Type I E A 45
I=Income
V=Verified S=Stated
DOCUMENTATION
O
V
N
P
R
C
FICO
#
UNI TS
E=Employment
A=Assets 45=4506
%/$K
%/$K %/$K %/$K FICO
LTV / LOAN AMOUN T
%/$K
Ratio
%
GotMortgage.com
CA HI
714-241-4540 x1200
www.gotmortgage.com
AgencyFixed Full V V V Y N C 1 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y N P 1 620 80/417 0/12 85 NA
AgencyFixed Full V V V Y O C 1 700 85/417 620 80/417 0/12 85 NA
AgencyFixed Full V V V Y O PR 1 680 95/417 0/12 95 NA
AgencyFixed Full V V V Y V C 1 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y V PR 1 720 90/417 620 80/417 0/12 90 NA
AgencyFixed Full V V V Y O PR 1 620 80/417 0/12 95 NA
AgencyFixed Full V V V Y N R 1-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y O PR 2 620 80/417 0/12 80 NA
AgencyFixed Full V V V Y N P 2-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y O C 2-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y O PR 3-4 620 75/417 0/12 75 NA
AgencyJumbo Full V V V Y N C 1 620 65/729 0/12 65 NA
AgencyJumbo Full V V V Y N PR 1 620 70/729 0/12 70 NA
AgencyJumbo Full V V V Y N PR 1 620 80/625 0/12 80 NA
AgencyJumbo Full V V V Y O C 1 620 65/729 0/12 65 NA
AgencyJumbo Full V V V Y O C 1 620 75/625 0/12 75 NA
AgencyJumbo Full V V V Y O PR 1 620 80/729 0/12 80 NA
AgencyJumbo Full V V V Y O PR 1 700 90/729 0/12 90 NA
AgencyJumbo Full V V V Y V C 1 620 65/729 0/12 65 NA
AgencyJumbo Full V V V Y V PR 1 620 70/729 0/12 70 NA
Browse our site and see why our quality of business and high service standards set us apart in the mortgage community. www.gotmortgage.com
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
iApprove Lending Wholesale
CA
Agency Full V V V Y O P 1 620 95/417 50 95 NA B
Agency Full V V V Y V P 1 620 90/417 50 90 NA B
Agency Full V V V Y N P 1 620 80/417 50 80 NA B
Agency Full V V V Y O P 2 620 80/533 50 80 NA B
Agency Full V V V Y O P 3-4 620 75/801 50 75 NA B
Agency Full V V V Y N P 2-4 620 75/801 50 75 NA B
Agency Full V V V Y O R 1 620 95/417 50 95 NA B
Agency Full V V V Y V R 1 620 90/417 50 90 NA B
Agency Full V V V Y N R 1-4 620 75/801 50 75 NA B
Agency Full V V V Y O R 2 620 80/533 50 80 NA B
Agency Full V V V Y O R 3-4 620 75/801 50 75 NA B
Agency Full V V V Y O C 1 700 85/417 50 85 NA B
Agency Full V V V Y VN C 1 720 75/417 50 75 NA B
Agency Full V V V Y O C 2-4 700 75/801 50 75 NA B
HighBalance Full V V V Y O PR 1 660 90/625 80/729 50 90 NA F
HighBalance Full V V V Y O PR 2-4 740 75/1403 50 75 NA B
HighBalance Full V V V Y VN PR 1 740 65/729 50 65 NA F
HighBalance Full V V V Y N PR 2-4 740 65/1403 50 65 NA B
HighBalance Full V V V Y O C 1 740 65/729 75/625 50 75 NA F
HighBalance Full V V V Y O C 1 740 60/729 50 60 NA A
Jumbo Full V V V Y O PR 1 720 80/1000 75/1500 70/2000 40 NA
Jumbo Full V V V Y O C 1 740 60/1000 55/1500 50/2000 40 NA
California wholesale lender. LTV > 80% lowers DTI to 41% and requires MI. Visit www.iapprovelending.com to get your broker application and submission forms.
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
714-775-5353
www.iapprovelending.com
N LTV > 80% req. 660 score w/ MI
N LTV > 80% req. 660 score w/ MI
N
N
N
N
N
N
N
N
N
N
N
N
N LTV > 75% req. 700 score
N
N
N
N
N
N
N Max. cash-out is $100K
LTV > 80% req. 660 score w/ MI
LTV > 80% req. 660 score w/ MI
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
