All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
Type I E A 45
I=Income
V=Verified S=Stated
DOCUMENTATION
360 Mortgage Group LLC
PROGRAM
NAME
O
V
FICO
#
UNI TS
%/$K
AZ CA CO GA IA ID IL IN KS KY MN MO NC NM OK OR
TN TX UT WA WY
%/$K %/$K %/$K %/$K FICO
cover
AGENCYCONF Full V V V Y O PR 1 620 95/417 45 0/12 95 NA F
AGENCYCONF Full V V V Y O PR 2 620 80/533 45 0/12 80 NA F
AGENCYCONF Full V V V Y O PR 3-4 620 75/801 45 0/12 75 NA F
AGENCYCONF Full V V V Y V PR 1 620 80/417 45 0/12 90 NA F
AGENCYCONF Full V V V Y N PR 1 620 80/417 45 0/12 85 NA F
AGENCYCONF Full V V V Y N PR 2-4 620 75/801 45 0/12 75 NA F
AGENCYC/O Full V V V Y O C 1 620 80/417 45 0/12 80 NA F
AGENCYC/O Full V V V Y VN C 1 620 75/417 45 0/12 75 NA F
AGENCYC/O Full V V V Y O C 2 620 75/533 45 0/12 75 NA F
AGENCYC/O Full V V V Y N C 2 620 70/533 45 0/12 70 NA F
AGENCYC/O Full V V V Y O C 3-4 620 75/801 45 0/12 75 NA F
AGENCYC/O Full V V V Y N C 3-4 620 70/801 45 0/12 70 NA F
Conv-HighBal Full V V V Y O PR 1 700 80/729 680 75/729 45 0/12 NA F
Conv-HighBal Full V V V Y V PR 1 740 65/729 45 0/12 65 NA F
Conv3-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A
Conv5-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 0 A
Conv7-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A
Conv10-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A
Conv ARMI/O Full V V V Y O PR 1 720 70/417 41 0/12 70 10 A
ConvARMC/O Full V V V Y O RC 1 660 80/417 41 0/12 80 NA A
Conv ARMs require 2 mos. PI TI in reserves. Interest-only ARMs must have 24 mos. reserves and qualify at PI TI. TX(a)( 6) loan not eligible on C/O ARMs.
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
866-418-2997
www.360mortgage.com
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU approve/eligible
DU only - 6 mos. reserves
DU only - 6 mos. reserves
DU only - life cap 6%
DU only - life cap 5%
DU only - life cap 5%
DU only - life cap 5%
3-1, 5-1, 7-1, 10-1 ARM
3-1, 5-1, 7-1, 10-1 ARM
COMMENTS
cover
Affordable Home Loans
CO ID NV UT WY
AgencyFixed Full V V V Y O P 1 660 95/417
41 0/12 95 NA
41 0/12 95 NA
50 0/12 80 NA
50 0/12 80 NA
50 0/12 80 NA
50 0/12 80 NA
50 0/12 75 NA
N
N
N
N
N
N
N
801-565-9300
www.affordableteam.com
N DTI to 45% with 740 score
N DTI to 45% with 740 score
N info@affordableteam.com
N info@affordableteam.com
N info@affordableteam.com
N info@affordableteam.com
N info@affordableteam.com
AMX Loans
NATIONWIDEexcept: AK AL DC DE FL KY LA MO NE OH
OK WV
HighBalance Full V V V Y O P 1 700 90/729
80/729
70/729
65/729
660 97/417
41 0/12 90 NA F
41 0/12 90 NA A
45 0/12 80 NA F
45 0/12 80 NA F
45 0/12 75 NA F
45 0/12 75 NA F
45 0/12 97 NA F
45 0/12 97 NA F
NN
NN
NN
NN
NN
NN
NN
NN
800-522-5263
www.amxloans.com
County limits apply
CLTV is same as LTV
County limits apply
CLTV is same as LTV
CLTV is same as LTV
CLTV is same as LTV
Manufactured homes OK
Manufactured homes OK
Bank of Internet USA
PortfolioARM Full V V V Y O P 1 680 70/1000 40 5 A
PortfolioARM Full V V V Y V P 1 680 60/1000 40 5 A
PortfolioARM Full V V V Y OV P 2-4 680 60/1000 40 5 A
PortfolioARM Full V V V Y O R 1 680 65/1000 40 5 A
PortfolioARM Full V V V Y V R 1 680 55/1000 40 5 A
PortfolioARM Full V V V Y OV R 2-4 680 55/1000 40 5 A
PortfolioARM Full V V V Y O C 1 680 60/2000 40 5 A
PortfolioARM Full V V V Y V C 1 680 50/2000 40 5 A
PortfolioARM Full V V V Y OV C 2-4 680 50/2000 40 5 A
PortfolioARM Full V V V Y N PRC 1-4 720 50/1000 40 5 A
We offer jumbo and super-jumbo lending up to $5M-$10M case by case. Get your broker or correspondent package and current rate sheet at www.bofilendingpartners.com.
65/2000
55/2000
55/2000
60/2000
50/2000
50/2000
55/3000
45/3000
45/3000
60/3000 680
50/3000 680
50/3000 680
55/3000 680
45/3000 680
45/3000 680
50/5000
40/5000
40/5000
NATIONWIDE
55/5000
45/5000
45/5000
50/5000
40/5000
40/5000
N
N
N
N
N
N
N
N
N
N
877-482-9540
broker.bofi.com
N Condo max 60% LTV
N LTV 5% less in AZ, FL
N LTV 5% less in AZ, FL
N Condo max 60% LTV
N No condos in AZ, FL
N No condos in AZ, FL
N C/O max 15% of loan amt
N C/O max 15% of loan amt
N C/O max 15% of loan amt
N C/O max 15% of loan amt
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
