All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
PROGRAM
NAME
Type I E A 45
I=Income
V=Verified S=Stated
DOCUMENTATION
O
V
FICO
#
UNI TS
%/$K
Euro International Mortgage
NATIONWIDE except: AK IA KY ME MI MT ND NE NV NY SD
UT VT WV WY
561-395-7778 x102
www.eimortgage.com
%/$K %/$K %/$K %/$K FICO
Ratio
%
Mtg
Lates
30s
in the
Last
Mo
to
%
IO
Period
Yrs
Fixed,
ARM,
Both
F/A/B
40-yr
Amort
30-yr
Term
w/Min
Pmt/
Neg
Am
40/30 ARM Interest Only
LTV / LOAN AMOUN T
Combinations tied to different scores
COMMENTS
PRODUC T OPTIONS
CLTV DTI LTV / LOAN AMOUNT
M TG
LATES
Conv.Fixed Full V V V Y O PR 1 640 95/417 45 95 NA F N N
Conv.Fixed Full V V V Y O PR 2 640 80/533 45 80 NA F N N
Conv.Fixed Full V V V Y O C 1 640 80/417 45 80 NA F N N
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Conv.Fixed Full V V V Y V P 1 640 80/417 45 80 NA F N N
Conv.Fixed Full V V V Y N P 1 640 80/417 45 80 NA F N N
HighBalance Full V V V Y O P 1 700 90/625 80/729 45 90 NA F N N
HighBalance Full V V V Y O R 1 700 80/625 45 90 NA F N N
HighBalance Full V V V Y O R 1 700 80/729 45 80 NA F N N
We are a Direct National Mortgage Banker specializing in conforming and nonconforming loans from $50K to $25M. 24- to 48-hour underwriting turnaround time. Closing in 21 days or fewer. Foreign national loans available.
Visit www.eimortgage.com.
Flagstar Bank
NATIONWIDE
AgencyFixed Full V V V Y O PR 1 680 95/417 0/12 95 NA
AgencyFixed Full V V V Y O PR 1 620 80/417 0/12 95 NA
AgencyFixed Full V V V Y O PR 2 620 80/417 0/12 80 NA
AgencyFixed Full V V V Y O PR 3-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y O C 1 700 85/417 660 80/417 0/12 85 NA
AgencyFixed Full V V V Y O C 1-2 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y V PR 1 720 90/417 620 80/417 0/12 90 NA
AgencyFixed Full V V V Y V C 1 680 75/417 0/12 75 NA
AgencyFixed Full V V V Y N P 1 620 80/417 0/12 85 NA
AgencyFixed Full V V V Y N P 2-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y N R 1-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y N C 1 680 75/417 0/12 75 NA
AgencyFixed Full V V V Y N C 2 680 70/417 0/12 70 NA
AgencyJumbo Full V V V Y O PR 1 700 90/625 45 0/12 90 NA
AgencyJumbo Full V V V Y O PR 1 660 75/625 45 0/12 75 NA
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866-945-9872
wholesale.flagstar.com
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
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terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
