All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
DOCUMENTATION MTG
Mtg
PRODUC T OPTIONS
I=Income
LATES
40/30 ARM Interest Only
E=Employment
A=Assets 45=4506
CLTV
O
P
DTI
V=Verified S=Stated
PROGRAM
V
R
#
Ratio
to
NAME
Type I E A 45
N
C FICO %/$K %/$K
UNITS
%
Lates
30s
in the
Last
# Mo
%
IO
Period
Yrs
Fixed,
ARM,
Both
F/A/B
40-yr
Amort
30-yr
Term
w/Min
Pmt/
Neg
Am
Agency Full V V V Y N P 2-4 620 75/801 50 0/12 75 NA B N N
iApprove Lending Wholesale continued
Agency Full V V V Y O R 1 620 95/417 50 0/12 95 NA B N N
Agency Full V V V Y V R 1 620 90/417 50 0/12 90 NA B N N
Agency Full V V V Y N R 1-4 620 75/801 50 0/12 75 NA B N N
Agency Full V V V Y O R 2 620 80/533 50 0/12 80 NA B N N
Agency Full V V V Y O R 3-4 620 75/801 50 0/12 75 NA B N N
Agency Full V V V Y O C 1 700 85/417 50 0/12 85 NA B N N
Agency Full V V V Y VN C 1 720 75/417 50 0/12 75 NA B N N
Agency Full V V V Y O C 2-4 700 75/801 50 0/12 75 NA B N N
HighBalance Full V V V Y O PR 1 660 90/625 80/729 50 0/12 90 NA F N N
HighBalance Full V V V Y O PR 2-4 740 75/1403 50 0/12 75 NA B N N
HighBalance Full V V V Y VN PR 1 740 65/729 50 0/12 65 NA F N N
HighBalance Full V V V Y N PR 2-4 740 65/1403 50 0/12 65 NA B N N
HighBalance Full V V V Y O C 1 740 65/729 75/625 50 0/12 75 NA F N N
HighBalance Full V V V Y O C 1 740 60/729 50 0/12 60 NA A N N
Jumbo Full V V V Y O PR 1 720 80/1000 75/1500 70/2000 40 NA N N
Jumbo Full V V V Y O C 1 740 60/1000 55/1500 50/2000 40 NA N N
California wholesale lender. LTV > 80% lowers DTI to 41% and requires MI. Visit www.iapprovelending.com to get your broker application and submission forms.
%/$K %/$K %/$K FICO
LTV / LOAN AMOUN T
Combinations tied to different scores
LTV / LOAN AMOUNT
COMMENTS
LTV > 80% req. 660 score w/ MI
LTV > 80% req. 660 score w/ MI
LTV > 75% req. 700 score
Max. cash-out is $100K
ICON Residential Lenders
NATION WIDE except: AK
AgencyConf Full V V V Y O PR 1 680 95/417 0/12 95 NA B N
AgencyConf Full V V V Y OV PR 1 720 70/417 0/12 0 10 A N
AgencyConf Full V V V Y O PR 2 620 80/533 0/12 80 NA B N
AgencyConf Full V V V Y O PR 3-4 620 75/801 0/12 75 NA B N
888-247-6427
www.iconwholesale.com
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible; Subject to county
N DU Eligible; Subject to county
N DU Eligible; Subject to county
display
Impac Mortgage - Wholesale Lending
AZ CA FL ID NV OR WA
FannieConf Full V V V Y O PR 2 620 80/533 50 0/12 80 NA B N N
FannieConf Full V V V Y O PR 1 620 97/417 50 0/12 97 NA B N N
FannieConf Full V V V Y O PR 3-4 620 75/801 50 0/12 75 NA B N N
FannieConf Full V V V Y O C 1 620 80/417 50 0/12 85 NA B N N
FannieConf Full V V V Y O C 2-4 620 75/801 50 0/12 75 NA B N N
FannieConf Full V V V Y V PR 1 620 90/417 50 0/12 90 NA B N N
FannieConf Full V V V Y V C 1 620 75/417 50 0/12 75 NA B N N
FannieConf Full V V V Y N P 1 620 80/417 50 0/12 85 NA B N N
FannieConf Full V V V Y N PR 2-4 620 75/801 50 0/12 75 NA B N N
FannieConf Full V V V Y N C 2-4 620 75/801 50 0/12 75 NA B N N
FannieHiBal Full V V V Y O P 1 720 90/729 50 0/12 90 NA B N N
FannieHiBal Full V V V Y O P 1 660 75/729 50 0/12 75 NA B N N
FannieHiBal Full V V V Y O P 2-4 740 75/1203 50 0/12 75 NA F N N
FannieIO Full V V V Y O PR 1 720 70/417 50 0/12 70 10 B N N
ConvJumbo Full V V V Y O P 1-2 700 80/1000 45 0/12 80 NA B N N
ConvJumbo Full V V V Y O P 1-2 720 80/2000 45 0/12 80 NA B N N
FreddieSuper Full V V V Y O P 1 620 90/729 50 0/12 90 NA B N N
FreddieSuper Full V V V Y O C 1 620 65/729 50 0/12 90 NA B N N
Visit www.Impac Wholesale.com for products, pricing and more! Use our iPrice tool to price over 30 products, no approval needed. LTVs > 80% subject to MI provider restrictions.
888-755-3071
www.Impac Wholesale.com
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve
DU Approve, Subject to county
DU Approve, Subject to county
DU Approve, Subject to county
DU Approve
DU required for fraud alerts
DU required for fraud alerts
LP Accept Subject to county
LP Accept Subject to county
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
