All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
PROGRaM
NaME
Type I E a 45
%/$K
360 Mortgage Group LLC
AZ CA CO GA IA Id IL IN KS KY MN MO NC NM OK OR
TN TX UT WA WY
%/$K %/$K %/$K %/$K FICO
Ratio
%
Mtg
Lates
30s
in the
Last
Mo
to
%
IO
Period
Yrs
Fixed,
ARM,
Both
F/A/B
40-yr
Amort
30-yr
Term
w/Min
Pmt/
Neg
Am
40/30 aRM Interest Only
LTV / LOaN aMOUNT
Combinations tied to different scores
PRODUC T OPTIONS
CLTV DTI LTV / LOaN aMOUNT
MTG
La TES
AGeNCYCONF Full V V V Y O PR 1 620 95/417 45 0/12 95 NA F
AGeNCYCONF Full V V V Y O PR 2 620 80/533 45 0/12 80 NA F
AGeNCYCONF Full V V V Y O PR 3-4 620 75/801 45 0/12 75 NA F
AGeNCYCONF Full V V V Y V PR 1 620 80/417 45 0/12 90 NA F
AGeNCYCONF Full V V V Y N PR 1 620 80/417 45 0/12 85 NA F
AGeNCYCONF Full V V V Y N PR 2-4 620 75/801 45 0/12 75 NA F
AGeNCYC/O Full V V V Y O C 1 620 80/417 45 0/12 80 NA F
AGeNCYC/O Full V V V Y VN C 1 620 75/417 45 0/12 75 NA F
AGeNCYC/O Full V V V Y O C 2 620 75/533 45 0/12 75 NA F
AGeNCYC/O Full V V V Y N C 2 620 70/533 45 0/12 70 NA F
AGeNCYC/O Full V V V Y O C 3-4 620 75/801 45 0/12 75 NA F
AGeNCYC/O Full V V V Y N C 3-4 620 70/801 45 0/12 70 NA F
Conv-HighBal Full V V V Y O PR 1 700 80/729 680 75/729 45 0/12 NA F
Conv-HighBal Full V V V Y V PR 1 740 65/729 45 0/12 65 NA F
Conv3-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A
Conv5-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 0 A
Conv7-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A
Conv10-1ARM Full V V V Y O PR 1 660 90/417 41 0/12 95 NA A
ConvARMI/O Full V V V Y O PR 1 720 70/417 41 0/12 70 10 A
ConvARMC/O Full V V V Y O RC 1 660 80/417 41 0/12 80 NA A
Conv ARMs require 2 mos. PI TI in reserves. Interest-only ARMs must have 24 mos. reserves and qualify at PI TI. TX(a)( 6) loan not eligible on C/O ARMs.
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
N
866-418-2997
www.360mortgage.com
N dU approve/eligible
N dU approve/eligible
N dU approve/eligible
N dU approve/eligible
N dU approve/eligible
N dU approve/eligible
N dU approve/eligible
N dU approve/eligible
N dU approve/eligible
N dU approve/eligible
N dU approve/eligible
N dU approve/eligible
N dU only - 6 mos. reserves
N dU only - 6 mos. reserves
N dU only - life cap 6%
N dU only - life cap 5%
N dU only - life cap 5%
N dU only - life cap 5%
N 3-1, 5-1, 7-1, 10-1 ARM
N 3-1, 5-1, 7-1, 10-1 ARM
COMMENTS
Affordable Home Loans
CO Id NV UT WY
AgencyFixed Full V V V Y O P 1 660 95/417 41 95 N N
AgencyFixed Full V V V Y O R 1 680 95/417 41 95 N N
AgencyFixed Full V V V Y O PR 1-4 660 80/417 50 80 N N
AgencyFixed Full V V V Y O C 1-4 680 80/417 50 80 N N
AgencyFixed Full V V V Y V PR 1 660 80/417 50 80 N N
AgencyFixed Full V V V Y N PR 1-2 660 80/417 50 80 N N
AgencyFixed Full V V V Y N PR 1-4 660 75/417 50 75 N N
We know how important your loan is to you and we will take the time to analyze yours. Visit www.affordableteam.com.
0/12
0/12
0/12
0/12
0/12
0/12
0/12
NA
NA
NA
NA
NA
NA
NA
801-565-9300
www.affordableteam.com
d TI to 45% with 740 score
d TI to 45% with 740 score
info@affordableteam.com
info@affordableteam.com
info@affordableteam.com
info@affordableteam.com
info@affordableteam.com
HighBalance Full V V V Y O P 1 700 90/729
80/729
70/729
65/729
660 97/417
41 0/12 90 NA F
41 0/12 90 NA A
45 0/12 80 NA F
45 0/12 80 NA F
45 0/12 75 NA F
45 0/12 75 NA F
45 0/12 97 NA F
45 0/12 97 NA F
N
N
N
N
N
N
N
N
800-522-5263
www.amxloans.com
N County limits apply
N CLTV is same as LTV
N County limits apply
N CLTV is same as LTV
N CLTV is same as LTV
N CLTV is same as LTV
N Manufactured homes OK
N Manufactured homes OK
Bank of Internet USA
PortfolioARM Full V V V Y O P 1 680 70/1000 40 5 A
PortfolioARM Full V V V Y V P 1 680 60/1000 40 5 A
PortfolioARM Full V V V Y OV P 2-4 680 60/1000 40 5 A
PortfolioARM Full V V V Y O R 1 680 65/1000 40 5 A
PortfolioARM Full V V V Y V R 1 680 55/1000 40 5 A
PortfolioARM Full V V V Y OV R 2-4 680 55/1000 40 5 A
PortfolioARM Full V V V Y O C 1 680 60/2000 40 5 A
PortfolioARM Full V V V Y V C 1 680 50/2000 40 5 A
PortfolioARM Full V V V Y OV C 2-4 680 50/2000 40 5 A
PortfolioARM Full V V V Y N PRC 1-4 720 50/1000 40 5 A
We offer jumbo and super-jumbo lending up to $5M-$10M case by case. Get your broker or correspondent package and current rate sheet at www.bofilendingpartners.com.
65/2000
55/2000
55/2000
60/2000
50/2000
50/2000
55/3000
45/3000
45/3000
60/3000 680
50/3000 680
50/3000 680
55/3000 680
45/3000 680
45/3000 680
50/5000
40/5000
40/5000
NATIONWIde
55/5000
45/5000
45/5000
50/5000
40/5000
40/5000
N
N
N
N
N
N
N
N
N
N
877-482-9540
broker.bofi.com
N Condo max 60% LTV
N LTV 5% less in AZ, FL
N LTV 5% less in AZ, FL
N Condo max 60% LTV
N No condos in AZ, FL
N No condos in AZ, FL
N C/O max 15% of loan amt
N C/O max 15% of loan amt
N C/O max 15% of loan amt
N C/O max 15% of loan amt
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
