« matrix: hard money lenders »
NOTE: Maximum and minimum loan size may not apply to all
property types and/or in all regions and is subject to
change without notice.
Min
$
Max
$
LOaN aMT
BORROWER TyPES
LOaN TyPE / PURPOSE
7 8 9 10 11 12 13 14 15 16 17
7 Blanket loans
8 Bridge
9 Construction completion loan
10 Construction, custom (single-family)
11 Foreclosure avoidance loan
12 Notes purchased
13 Remodel/rehab loans
14 Seasoning: None required, non owner occ
15 Seasoning: None required, owner occ
16 Second mortgages/trust deeds
17 Term: Maximum loan term in years
18 Third or fourth mortgages/trust deeds
PROPERTy TyPES
18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33
28 Land: Purchase of
building lot
29 Log home
30 Mobile home with
vehicular title
31 Non-owner < 5 units:
Zoned other than
residential
32 Rural property:
Residential use
33 Second dwelling on
single tax lot
19 Berm homes
20 Co-op
21 Condo: High-rise
22 Condo: Portfolio/unacceptable to
Fannie Mae/Freddie Mac, NOO
23 Condo: Portfolio/unacceptable
to Fannie Mae/Freddie Mac, OO
24 Condo: With only 2-3 units
25 dome home
26 Historical building/home
27 Houseboat
COMPaNy NaME
Noble Mortgage & Investments LLC
713-680-8100
www.NobleMoney.com
50K
2M YYYYY
YYYY
YYY
5
YYYY
Y
TX
Up to 70% on residential rehabs, purchases and cash-outs and up to 65% on commercial. No home-equity loans. TX major metros only.
Pacific Private Money Loans
415-883-2150
PacificPrivateMoney.com
50K
2M YYYYYYYYY
Y
YY
Y 5 YYYYYYYYY
Y
YYY
CA
We close more loans than any other Northern CA private lender. Call us to find out why! Very broker-friendly. No upfront fees. Very low rates available.
PB Financial Group Corp.
323-935-5555
www.PBFinancialGrp.com
100K
5M YYYYYYYYY
YYYY20Y
YY
Y
Y
Y
CA Funding first-position loans up to 60% on residential, apartment and commercial properties in California. Rates start at 9.5% and go up to 12% based on LTV and not FICO.
Rehab Financial Group LP
877-643-9066
rehabfinancial.com
75K 300K
Y
Y
Y
Y
Y
CT de NY PA VA
Rehab loans for qualified investor borrowers on 1- to 4-family investment properties. To see if RFG can help you, call 877-643-9066 or
contact info@rehabfinancial.com.
Rockland Commercial Inc.
800-572-4080
californiaprivatemoneyloan.com
50K 750K Y Y Y
YYY
Y
YYYY 2
Y
Y
Y
CA
Short-term bridge and rehab lender to 75% LTC and 65% of after-repair value; fast purchase loan lender; second-chance cash-out refinance lender
SDC Capital Funding
818-933-5935
www.sdccapitalfunding.com
30K
5M YYYYYYYY
YYYY
5
YY
Y
Y
Y
Y
Y
CA Non-owner-occupied only; rates starting at 9.99%; rehab loans available; no limit on number of properties financed; Southern California only. e-mail us at
info@sdccapitalfunding.com or call 818-933-5935.
Searchlight Lending
415-483-LeNd (5363)
www.searchlightlending.com
50K 2.5M Y Y Y Y Y
YYYYYYYY
3
Y
YY
YYY
YY
YYY
CA Searchlight Lending is a direct private-money lender serving CA. Approvals in as few as 4 hours; rates as low as 7.75%. 0-point options available. Call now.
Seattle Funding Group Ltd.
888-SFG-FUNd (734-3863)
www.sfgfunds.com
100K
3M YYYYYYYYYY
YY
5
YYYY
Y
Y
CA CO HI NV OR UT WA
For California properties, contact the San diego office at 858-751-0556.
Showcase Investments Inc.
818-952-8600
www.showcaseinvest.com
30K 750K Y Y Y Y Y Y
YY
YYYYYY30Y
YYYYYYY
YYY
CA
Specializing in loans for business purposes: real estate, construction, small business, import/export, etc. throughout California from $30K to $750K.
display
Stout Street Funding
720-235-4920
www.stoutstreetfunding.com
50K
5M Y Y
YYYYY
NATIONWIde except: HI MI MN Nd NV Sd UT VT
YY
Val-Chris Investments Inc.
800-573-6669
www.val-chris.com
20K 1.5M Y Y Y Y Y Y
YY
YYYYYY30Y
YYYYYYY
YYY
CA OO to 60%; NOO to 65%; 1st and 2nd trust deeds; rates from 8.99% to 12.99%; low points; no prepay penalty available. For fast pricing e-mail your deal to
chris@val-chris.com.
WADOT Capital Inc.
206-362-4444
www.wadotcapital.com
Westar Funding Inc.
866-993-7827
www.westarfunds.com
Wilshire Finance Partners
310-736-1370
www.wilshirefp.com
Windstone Mortgage Corp.
949-492-0400
www.windstonemortgage.com
10K
1M YYYYYY
YY
Id OR WA
none 1.5M Y Y Y Y Y Y
YY
Id OR WA
100K
1M YYY
Y
YY
CA
30K
5M YYYYYYYY
CA
YYYY
5
YYYY
5
YY
2
YY
YYY30
YYYYYYYYYY
YY
YYYY
Y
YY
YY
YY
Y
Y
All California direct lender. Broker-friendly.
YYYY
Y
Y
Y
Lending on Southern California property preferred
Windvest Corp.
877-285-0777
www.windvestcorp.com
50K
1M YYYYYY
Y
YYYYYY30Y
YYYY
YY
Y
Y
CA
Specializing in CA rehab/investor loans, 2nd homes, rentals, OO, multi units, office and commercial. Same-day underwriting, 7-day closings. Generous
broker commissions, no upfront fees (NMLS #394407)
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
