All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
Type I E A 45
I=Income
V=Verified S=Stated
DOCUMENTATION
O
V
N
P
R
C
Euro International Mortgage
PROGRAM
NAME
FICO
#
UNI TS
%/$K
NATIONWIDEexcept: AK IA KY ME MI MT ND NE NV NY SD
UT VT WV WY
Conventional
Full
VVVY O
PR
1 640 95/417
45
95 NA B
N
N
Conventional
Full
VVVY O
PR
2 640 80/533
45
80 NA B
N
N
Conventional
Full
VVVY O
C
1 640 80/417
45
80 NA B
N
N
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Conventional
Conventional
Full
VVVY V
P
1 640 80/417
45
80 NA B
N
N
Full
VVVY N
P
1 640 80/417
45
80 NA B
N
N
display
High Balance
Full
VVVY O
P
1 700 90/625 80/729
45
90 7
B
N
N
High Balance
Full
VVVY O
R
1 700 80/625
45
90 7
B
N
N
High Balance
Full
VVVY O
R
1 700 80/729
45
80 7
B
N
N
We are a direct national mortgage banker specializing in conforming and nonconforming loans from $50K to $25M. 24- to 48-hour underwriting. Closing in 21 days or fewer. Unparalleled back office support and full assistance
with structuring your loans
Flagstar Bank
NATIONWIDE
866-945-9872
wholesale.flagstar.com
AgencyFixed Full V V V Y O PR 1 680 95/417 0/12 95 NA
AgencyFixed Full V V V Y O PR 1 620 80/417 0/12 95 NA
AgencyFixed Full V V V Y O PR 2 620 80/417 0/12 80 NA
AgencyFixed Full V V V Y O PR 3-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y O C 1 700 85/417 660 80/417 0/12 85 NA
AgencyFixed Full V V V Y O C 1-2 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y V PR 1 720 90/417 620 80/417 0/12 90 NA
AgencyFixed Full V V V Y V C 1 680 75/417 0/12 75 NA
AgencyFixed Full V V V Y N P 1 620 80/417 0/12 85 NA
AgencyFixed Full V V V Y N P 2-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y N R 1-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y N C 1 680 75/417 0/12 75 NA
AgencyFixed Full V V V Y N C 2 680 70/417 0/12 70 NA
AgencyJumbo Full V V V Y O PR 1 700 90/625 45 0/12 90 NA
AgencyJumbo Full V V V Y O PR 1 660 75/625 45 0/12 75 NA
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
NN
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
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Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
