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This matrix should be used to
find general program information/
product types, unusual property or
loan characteristics. Please consult
the Prime 1st Mortgages matrix for
detailed program criteria.
COMPANy NAME
1 Acreage: Max acres on res. property (U=Unlimited)
2 Condo: Non-Fannie Mae/Freddie Mac warrantable
3 Condo: With only 2-3 units
4 Condotels at resort destinations
5 Co-ops
6 Dome homes
7 Land: Purchase of subdivided lot
8 Land: Purchase of undeveloped raw land
9 Log homes
10 Manufactured home (post-1976)
11 Second dwelling on single tax lot
12 Zoning: Non-owner < 5 units: Zoned other than residential
PROPERTy-RELATED ITEMS
123456789101112
13 Aliens/foreign nationals: No green
card, second home
14 Aliens/foreign nationals: No green card,
No-income verifier loans available
16 Corps., trusts, partnerships and LLCs
17 Minimum loan amount
18 Non-owner: More than 10 financed prop-
erties allowed regardless of loan amount
19 Ratio: Combined ratios are allowed
with non-occupant co-borrower
20 Remodel: Conventional at after-
remodel value
MISCELLANEOUS
13 14 15 16 17 18 19 20
PROGRAMS AND OPTIONS
21 Bridge loans
22 Freddie Mac: Loan Prospector (LP)
23 Freddie Mac: Affordable Gold
24 Fannie Mae: Desktop Originator (DO)
25 Fannie Mae: MyCommunityMortgage
26 Fannie Mae: Desktop Underwriter (DU)
27 Govt.: FHA Direct Endorsement
28 Govt.: VA
29 Lock: Longest lock available (number of days)
30 Lock without property address
31 Pledged asset option
32 Reverse mortgages
33 Tenants-in-common ( TIC)
34 Rural property/part-time farm
21 22 23 24 25 26 27 28 29 30 31 32 33 34
360 Mortgage Group LLC
866-418-2997
www.360mtg.com
Y
50K
YYY60
AZ CA CO GA ID IL IN KS KY LA MI MN MO NC NM OH OK OR TN TX UT WA WY
Affordable Home Loans
801-565-9300
www.affordableteam.com
U
Y
Y
Y
Y
20K
YY
Y
YYYY
365
Y
CO ID NV UT WY
Each situation is unique and we know it. Send us yours: info@affordableteam.com.
AMX Loans
800-522-5263
www.amxloans.com
Y
YY
Y
Y
YY
YY
NATIONWIDEexcept: AK FL KS KY LA MO NJ NY OH OK WV Wespecialize in purchase transactions, with on-time closing guarantees!
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BofI Federal Bank
888-410-3522
www.bofifederalbank.com
UYYYY
YYYY
Y 300K Y Y
Y
90
Y
YY
NATIONWIDE
Asset-depletion underwriting for income qualification. Pledged-asset and Foreign Nationals program. Non-warrantable condos, co-op lending,
Y
YYY40
Flagstar Bank
866-945-9872
wholesale.flagstar.com
U
Y
Y
20K
Y
Y
YYYYY365Y
Y
NATIONWIDE
Accelerate your business with Flagstar, a nationwide lender offering industry-leading technology, compliance tools,
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FPF Wholesale
www.FollowFPF.com
U
Y
40K
Y
Y
YYY60
Y
NATIONWIDEexcept: AK HI LA MI MO MS ND NY OH
LTV > 80% subject to MI-provider guidelines; Jumbo product available - contact branch for details.
Gateway Mortgage Group
817-799-0804
www.gatewayae.com
Y
0
YYY45
AL AR CA FL IA IN KS LA MD MI MO MS NE NM NV OK SC TN TX UT VA WV WY 24-hour UW, submit to close on your 12-day lock, HVCC Transfers,
Max DTI 50, 2075/PI W per DU, LPMI, Min. FICO 640, grant programs, scenarios@gatewayae.com.
GotMortgage.com
714-241-4540 x1200
www.gotmortgage.com
YY
Y
Y
YYYYY
Y
CA CO OR TX
Browse our site and see why our quality of business and high service standards set us apart in the mortgage community. www.gotmortgage.com
iApprove Lending
714-775-5353
www.iapprovelending.com
YY
Y
CA
California wholesale lender. One-day reverse-mortgage underwriting. Visit www.iapprovelending.com for your broker application and submission forms.
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ICON Residential
Lenders
888-247-6427
www.iconwholesale.com
Y
Y
YY
60
NATION WIDE except: AK
display
display
10
Y
75K
Y
Y
Y
YY
45
YY
AZ CA ID NV UT WA
Rewarding clients with tier pricing incentives, up to -0.25, expedited services and complimentary extension for Premier Tier clients.
25K
YY
45
NATIONWIDEexcept: AK AL AR HI IA KY LA MS NM TX WY
One of the nation's leading federal credit unions offering competitive agency and portfolio programs
with attractive MI benefits. Now a HomePath lender for FNMA-owned properties.
YY
Y
Y 100K Y
Y
YYY
New Penn Financial LLC
866-886-9285
www.GoNewPenn.com
NATIONWIDE except: AK AZ HI KS MA MO NV UT WA WI National mortgage banker specializing in non-agency loans. $100K to $2M. True portfolio programs.
