All parameters on each line are used in
combination with one another — each line
represents a specific loan scenario or credit grade
PROGRAM
NAME
Type I E A 45
I=Income
V=Verified S=Stated
DOCUMENTATION
O
V
N
P
R
C
FICO
#
UNITS
E=Employment
A=Assets 45=4506
OCC PURP
%/$K
%/$K %/$K %/$K FICO
LTV / LOAN AMOUN T
%/$K
Ratio
%
Flagstar Bank
NATIONWIDE
AgencyFixed Full V V V Y O PR 1 680 95/417 0/12 95 NA
AgencyFixed Full V V V Y O PR 1 620 80/417 0/12 95 NA
AgencyFixed Full V V V Y O PR 2 620 80/417 0/12 80 NA
AgencyFixed Full V V V Y O PR 3-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y O C 1 700 85/417 660 80/417 0/12 85 NA
AgencyFixed Full V V V Y O C 1-2 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y V PR 1 720 90/417 620 80/417 0/12 90 NA
AgencyFixed Full V V V Y V C 1 680 75/417 0/12 75 NA
AgencyFixed Full V V V Y N P 1 620 80/417 0/12 85 NA
AgencyFixed Full V V V Y N P 2-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y N R 1-4 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y N C 1 680 75/417 0/12 75 NA
AgencyFixed Full V V V Y N C 2 680 70/417 0/12 70 NA
AgencyJumbo Full V V V Y O PR 1 700 90/625 45 0/12 90 NA
AgencyJumbo Full V V V Y O PR 1 660 75/625 45 0/12 75 NA
AgencyJumbo Full V V V Y O PR 2 740 75/625 45 0/12 75 NA
AgencyJumbo Full V V V Y O C 1 740 70/625 45 0/12 70 NA
AgencyJumbo Full V V V Y V PR 1 740 65/625 45 0/12 65 NA
AgencyJumbo Full V V V Y V C 1 740 60/625 45 0/12 60 NA
AgencyJumbo Full V V V Y N PR 1 740 65/625 45 0/12 65 NA
AgencyJumbo Full V V V Y N PR 2 740 65/625 45 0/12 65 NA
AgencyJumbo Full V V V Y N C 1 740 60/625 45 0/12 60 NA
AgencyJumbo Full V V V Y O PR 1 700 80/729 45 0/12 80 NA
AgencyJumbo Full V V V Y O C 1 740 60/729 45 0/12 60 NA
AgencyJumbo Full V V V Y V PR 1 740 65/729 45 0/12 65 NA
AgencyJumbo Full V V V Y V C 1 740 60/729 45 0/12 60 NA
AgencyJumbo Full V V V Y N PR 1 740 65/729 45 0/12 65 NA
AgencyJumbo Full V V V Y O PR 1 700 90/625 620 80/625 45 0/12 90 NA
AgencyJumbo Full V V V Y V PR 1 620 80/625 0/12 80 NA
AgencyJumbo Full V V V Y N C 1 740 60/729 45 0/12 60 NA
AgencyJumbo Full V V V Y O PR 1 620 80/729 0/12 80 NA
AgencyJumbo Full V V V Y V PR 1 620 70/729 0/12 70 NA
Accelerate your business with Flagstar, a nationwide lender offering industry-leading technology, compliance tools, fast underwriting turn times and quality service.
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866-945-9872
wholesale.flagstar.com
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
County limits apply
COMMENTS
FPF Wholesale
NATIONWIDEexcept: AK HI LA MI MO MS ND NY OH
2000&2300 Full V V V Y O PR 1 620 95/417 50 0/12 95 10 B N N
2000&2300 Full V V V Y O PR 1-2 620 80/534 50 0/12 80 NA B N N
2000&2300 Full V V V Y O PR 3-4 620 75/801 50 0/12 75 NA B N N
2000&2300 Full V V V Y V PR 1 720 90/417 620 80/417 50 0/12 90 NA N N
2000&2300 Full V V V Y N PR 1 620 80/417 50 0/12 80 NA N N
2000&2300 Full V V V Y N PR 2-4 620 75/801 50 0/12 75 NA N N
2000&2300 Full V V V Y O C 1 620 85/417 50 0/12 85 NA N N
2000&2300 Full V V V Y OV C 1-4 620 75/801 50 0/12 75 NA N N
display
2089DURefi+ Full V V V Y OVN R 1-4 620 105/801 50 0/12 NA N N
2091HighBal Full V V V Y O P 1 700 90/625 660 75/625 50 0/12 90 NA N N
2091HighBal Full V V V Y O PR 1 700 90/625 660 75/625 50 0/12 90 NA N N
2091HighBal Full V V V Y O PR 2-4 740 75/1202 50 0/12 90 NA N N
2091HighBal Full V V V Y V PR 1 740 65/625 50 0/12 65 NA N N
2091HighBal Full V V V Y N PR 1 740 60/625 50 0/12 60 NA N N
2091HighBal Full V V V Y O C 1 740 60/625 50 0/12 60 NA N N
2099DURefi+ Full V V V Y O R 1 660 105/625 50 0/12 NA N N
3000-10Jumbo Full V V V Y O PRC 1-2 700 80/1000 720 80/2000 45 0/12 80 NA N N
HomePath Full V V V Y O P 1 660 97/417 75/625 620 80/417 50 0/12 NA N N
2059HighLTV Full V V V Y O PR 1 720 97/417 41 0/12 NA N N
LTV > 80% subject to MI-provider restrictions; FNMA HomePath available to 97% LTV. Jumbo products available - contact branch for details
www.FollowFPF.com
PI W 80%; I/O ARM 70% 720 score
PI W to 80%; DU Approve/Elig.
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
