All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
Type I E A 45
I=Income
V=Verified S=Stated
DOCUMENTATION
O
V
N
P
R
C
OCC PURP
Impac Mortgage - Wholesale Lending
FICO
#
UNITS
NAME
%/$K
AL AZ CA CO DC FL GA ID IL KY LA MD MS NC NV OR
TN TX VA WA WV
%/$K %/$K %/$K %/$K FICO
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Kinecta Federal Credit Union NATIONWIDE except: AK AL AR HI IA KY LA MS NM TX WY 800-854-4600 www.loankinection.com
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Agency Fixed Full V V V Y O PR 1 680 97/417 95 NA F N N FL condoLTV per FNMA; DU appr.
AgencyFixed Full V V V Y V PR 1 620 90/417 90 NA F N N DUapprove/eligible
AgencyFixed Full V V V Y ON PR 3-4 620 75/801 75 NA F N N DUapprove/eligible
AgencyFixed Full V V V Y O C 1 620 80/417 85 NA F N N DUapprove/eligible
AgencyFixed Full V V V Y O C 2-4 620 75/801 75 NA F N N DUapprove/eligible
AgencyFixed Full V V V Y N C 2-4 620 70/801 70 NA F N N DUapprove/eligible
Agency Full V V V Y N PR 1 620 80/417 85 NA B N N DUapprove/eligible
Agency Full V V V Y O PR 2 620 80/533 80 NA B N N DUapprove/eligible
Agency Full V V V Y VN C 1 620 75/417 75 NA B N N DUapprove/eligible
SuperConform Full V V V Y O PR 1 700 90/729 700 80/729 45 NA F N N DUapprove/eligible
SuperConform Full V V V Y O PR 1 660 75/729 45 75 NA F N N DUapprove/eligible
SuperConform Full V V V Y VN PR 1 740 65/729 45 65 NA B N N DUapprove/eligible
SuperConform Full V V V Y O PR 2-4 740 75/1403 45 75 NA B N N DUapprove/eligible
SuperConform Full V V V Y O C 1 740 60/729 45 60 NA B N N DUapprove/eligible
Agency ARM Full V V V Y O PR 1 680 97/417 620 80/417 45 97 NA A N N DU approve/eligible with MI
AgencyARM Full V V V Y O PR 3-4 620 75/801 45 75 NA A N N DUapprove/eligible
Agency ARM Full V V V Y V PR 1 620 90/417 45 90 NA A N N DU approve/eligible with MI
AgencyARM Full V V V Y V PR 1 620 80/417 45 80 NA A N N DUapprove/eligible
AgencyARM Full V V V Y O C 2-4 620 75/801 45 75 NA A N N DUapprove/eligible
Jumbo ARM Full V V V Y O PR 1 760 90/875 45 90 NA A N N Amt:$250K over FHA lmt; MI ins
Jumbo ARM Full V V V Y O PR 1-2 700 80/1000 720 75/2000 45 80 NA A N N State max loan amts. apply
Jumbo 30-yr. Full V V V Y O PR 1 720 75/2000 40 70 NA F N N State max loan amts. apply
Now a HomePath lender for FNMA-owned properties. Co-ops, manufactured homes and construction ineligible. See I/O, ARM, 5-10 properties, piggyback, portfolio lending and more at www.loankinection.com.
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terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
