All parameters on each line are used in
combination with one another — each line
represents a specific loan scenario or credit grade
PROGRAM
NAME
Type I E A 45
I=Income
V=Verified S=Stated
DOCUMENTATION
O
V
N
P
R
C
FICO
#
UNITS
E=Employment
A=Assets 45=4506
OCC PURP
%/$K
%/$K %/$K %/$K FICO
LTV / LOAN AMOUN T
%/$K
Ratio
%
FPF Wholesale
NATIONWIDEexcept: AK HI MI MO MS ND NY OH www.FollowFPF.com
2000 & 2300 Full V V V Y O PR 1 620 95/417 50 0/12 95 10 B N N PI W 80%; I/O ARM 70% 720 score
2000 & 2300 Full V V V Y O PR 1-2 620 80/534 50 0/12 80 NA B N N PI W to 80%; DU Approve/Elig.
2000 & 2300 Full V V V Y O PR 3-4 620 75/801 50 0/12 75 NA B N N PI W to 80%; DU Approve/Elig.
2000 & 2300 Full V V V Y V PR 1 720 90/417 620 80/417 50 0/12 90 NA N N Portfolio for 5-10 financed
2000 & 2300 Full V V V Y N PR 1 620 80/417 50 0/12 80 NA N N Portfolio for 5-10 financed
2000 & 2300 Full V V V Y N PR 2-4 620 75/801 50 0/12 75 NA N N Portfolio for 5-10 financed
2000 & 2300 Full V V V Y O C 1 620 85/417 50 0/12 85 NA N N 6 mo seasoning
2000 & 2300 Full V V V Y OV C 1-4 620 75/801 50 0/12 75 NA N N 6 mo seasoning
display
display
2089 DU Refi+ Full V V V Y OVN R 1-4 620 105/801 50 0/12 NA N N DU Refi Plus Approve/Elig only
2091HighBal Full V V V Y O P 1 700 90/625 660 75/625 50 0/12 90 NA N N FNMAlimits
2091HighBal Full V V V Y O PR 1 700 90/625 660 75/625 50 0/12 90 NA N N FNMAlimits
2091HighBal Full V V V Y O PR 2-4 740 75/1202 50 0/12 90 NA N N FNMAlimits
2091HighBal Full V V V Y V PR 1 740 65/625 50 0/12 65 NA N N FNMAlimits
2091HighBal Full V V V Y N PR 1 740 60/625 50 0/12 60 NA N N FNMAlimits
2091HighBal Full V V V Y O C 1 740 60/625 50 0/12 60 NA N N FNMAlimits
2099 DU Refi+ Full V V V Y O R 1 660 105/625 50 0/12 NA N N Perm loan limits Refi +
3000-10 Jumbo Full V V V Y O PRC 1-2 700 80/1000 720 80/2000 45 0/12 80 NA N N Prior approval u/w req'd
HomePath Full V V V Y O P 1 660 97/417 75/625 620 80/417 50 0/12 NA N N No appraisal or MI, NOO to 90%
2059 High LTV Full V V V Y O PR 1 680 97/417 41 0/12 NA N N MI U W required
LTV > 80% subject to MI-provider restrictions; FNMA HomePath available to 97% LTV. Jumbo products available; contact branch for details; LPMI to 95% LTV, 680 FICO, conforming fixed
Gateway Mortgage Group AL AR CA CO FL IA IN KS LA MD MI MO MS NE NM NV OK SC TN TX UT VA WV WY
Conforming Full V V V Y O PR 1 640 95/417 50 0/12 95 NA A N N
Conforming Full V V V Y O C 1 640 80/417 50 0/12 80 NA A N N
Conforming Full V V V Y VN P 1 640 80/417 50 0/12 80 NA A N N
Conforming Full V V V Y VN R 1 640 75/417 50 0/12 75 NA A N N
Conforming Full V V V Y VN C 1 640 70/417 50 0/12 70 NA A N N
24-hour U W, submit to close on your 12-day lock, HVCC transfers, max DTI 50, 2075/PIW per DU, LPMI, min. FICO 640, grant programs, scenarios@gatewayae.com.
817-799-0804
www.gatewayae.com
Approval req. for DTI > 45
Approval req. for DTI > 45
Approval req. for DTI > 45
Approval req. for DTI > 45
Approval req. for DTI > 45
GotMortgage.com
CA CO HI NE OR TX
AgencyFixed Full V V V Y O PR 1 660 95/417 0/12 95 NA
Agency Fixed Full V V V Y V C 1 620 75/417 0/12 75 NA
AgencyFixed Full V V V Y V PR 1 720 90/417 620 80/417 0/12 90 NA
DURefiPlus Full V V V Y OVN R 1 620 125/417 0/12 NA
AgencyFixed Full V V V Y N R 1-4 620 75/801 0/12 75 NA
AgencyFixed Full V V V Y O PR 2 620 80/533 0/12 80 NA
AgencyJumbo Full V V V Y V PR 1 620 70/729 0/12 70 NA
HomePath Full V V V Y OVN P 1-4 660 97/417 620 80/417 0/12 97 NA
Browse our site and see why our quality of business and high service standards set us apart in the mortgage community. www.gotmortgage.com
N
N
N
N
N
N
N
N
714-241-4540 x1200
www.gotmortgage.com
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N DU Eligible
N County limits apply
N
iApprove Lending
CA
Agency
Agency
Agency
Agency
Agency
Agency
Agency
Agency
Agency
Full
Full
Full
Full
Full
Full
Full
Full
Full
VVVY O
VVVY V
VVVY N
VVVY O
VVVY O
VVVY N
VVVY O
VVVY V
VVVY N
P 1 620
95/417
90/417
80/417
80/533
75/801
75/801
95/417
90/417
75/801
50 0/12 95 NA B
50 0/12 90 NA B
50 0/12 80 NA B
50 0/12 80 NA B
50 0/12 75 NA B
50 0/12 75 NA B
50 0/12 95 NA B
50 0/12 90 NA B
50 0/12 75 NA B
N
N
N
N
N
N
N
N
N
714-775-5353
www.iapprovelending.com
N LTV > 80% req. 660 score w/ MI
N LTV > 80% req. 660 score w/ MI
N
N
N
N
N
N
N
LTV > 80% req. 660 score w/ MI
LTV > 80% req. 660 score w/ MI
iApprove Lending continued
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
