All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
DOCUMENTATION MTG
Mtg
I=Income
LATES
40/30 ARM Interest Only
E=Employment
OCC PURP
Fixed,
A=Assets 45=4506
O
P
DTI
CLTV
IO
ARM,
V=Verified S=Stated
PROGRAM
V
R
#
Ratio
to
Period
Both
NAME
Type I E A 45
N
C FICO %/$K %/$K
UNITS
%
Lates
30s
in the
Last
Mo
%
COMMENTS
PRODUC T OPTIONS
Yrs
F/A/B
40-yr
Amort
30-yr
Term
w/Min
Pmt/
Neg
Am
2091HighBal Full V V V Y O PR 1 700 90/625 50 0/12 90 NA N N FNMAlimits
FPF Wholesale continued
2091HighBal Full V V V Y O PR 2-4 740 75/1202 50 0/12 90 NA N N FNMAlimits
2091HighBal Full V V V Y V PR 1 740 65/625 50 0/12 65 NA N N FNMAlimits
2091HighBal Full V V V Y N PR 1 740 60/625 50 0/12 60 NA N N FNMAlimits
2091HighBal Full V V V Y O C 1 740 60/625 50 0/12 60 NA N N FNMAlimits
2099 DU Refi+ Full V V V Y O R 1 660 125/625 50 0/12 NA N N Perm loan limits Refi +
3000-10 Jumbo Full V V V Y O PRC 1-2 700 80/1000 720 80/2000 45 0/12 80 NA N N Prior approval u/w req'd
HomePath Full V V V Y O P 1 660 97/417 75/625 620 80/417 50 0/12 NA N N No appraisal or MI, NOO to 90%
2059 High LTV Full V V V Y O PR 1 680 97/417 41 0/12 NA N N MI U W required
LTV > 80% subject to MI-provider restrictions; FNMA HomePath available to 97% LTV. Jumbo products available; contact branch for details; LPMI to 95% LTV, 680 FICO, conforming fixed; PACE refis ok; Open Access refis to 105% LTV
660 75/625
%/$K %/$K %/$K FICO
LTV / LOAN AMOUN T
Combinations tied to different scores
LTV / LOAN AMOUNT
iApprove Lending
CA
Agency Full V V V Y O P 1 620 95/417 50 95 NA B N
Agency Full V V V Y V P 1 620 90/417 50 90 NA B N
Agency Full V V V Y N P 1 620 80/417 50 80 NA B N
Agency Full V V V Y O P 2 620 80/533 50 80 NA B N
Agency Full V V V Y O P 3-4 620 75/801 50 75 NA B N
Agency Full V V V Y N P 2-4 620 75/801 50 75 NA B N
Agency Full V V V Y O R 1 620 95/417 50 95 NA B N
Agency Full V V V Y V R 1 620 90/417 50 90 NA B N
Agency Full V V V Y N R 1-4 620 75/801 50 75 NA B N
Agency Full V V V Y O R 2 620 80/533 50 80 NA B N
Agency Full V V V Y O R 3-4 620 75/801 50 75 NA B N
Agency Full V V V Y O C 1 700 85/417 50 85 NA B N
Agency Full V V V Y VN C 1 720 75/417 50 75 NA B N
Agency Full V V V Y O C 2-4 700 75/801 50 75 NA B N
HighBalance Full V V V Y O PR 1 660 90/625 80/729 50 90 NA F N
HighBalance Full V V V Y O PR 2-4 740 75/1403 50 75 NA B N
HighBalance Full V V V Y VN PR 1 740 65/729 50 65 NA F N
HighBalance Full V V V Y N PR 2-4 740 65/1403 50 65 NA B N
HighBalance Full V V V Y O C 1 740 65/729 75/625 50 75 NA F N
HighBalance Full V V V Y O C 1 740 60/729 50 60 NA A N
Jumbo Full V V V Y O PR 1 720 80/1000 75/1500 70/2000 40 NA N
Jumbo Full V V V Y O C 1 740 60/1000 55/1500 50/2000 40 NA N
California wholesale lender. LTV > 80% lowers DTI to 41% and requires MI. Visit www.iapprovelending.com to get your broker application and submission forms.
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
0/12
714-775-5353
www.iapprovelending.com
N LTV > 80% req. 660 score w/ MI
N LTV > 80% req. 660 score w/ MI
N
N
N
N
N
N
N
N
N
N
N
N
N LTV > 75% req. 700 score
N
N
N
N
N
N
N Max. cash-out is $100K
LTV > 80% req. 660 score w/ MI
LTV > 80% req. 660 score w/ MI
ICON Residential Lenders
NATION WIDE except: AK
888-247-6427
www.iconwholesale.com
AgencyConf Full V V V Y O PR 1 620 95/417 0/12 95 NA B N N
AgencyConf Full V V V Y OV PR 1 720 70/417 0/12 0 10 A N N
AgencyConf Full V V V Y O PR 2 620 80/533 0/12 80 NA B N N
AgencyConf Full V V V Y O PR 3-4 620 75/801 0/12 75 NA B N N
AgencyConf Full V V V Y O C 1 720 85/417 0/12 80 NA B N N
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible
DU Eligible; Subject to county
DU Eligible; Subject to county
DU Eligible; Subject to county
display
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terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
