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Purchasing a new home is an exciting process. Whether you’re looking for a new home or have
already found the home of your dreams, you want the purchase experience to go smoothly.
When it comes time to close your home purchase transaction, it’s important that your lender
is ready to close the loan too. Put the Union Bank on-time closing commitment to the test.
l Benefit from over 140 years of lending experience in California
l Choose a fixed-rate loan with terms ranging from 10 to 30 years2
l Guaranteed on-time closing on purchase transactions1
l Enjoy personal, professional service
Visit your local Union Bank branch and speak with a mortgage consultant.
Guaranteed on-time closing
or your first payment is on us.1
Santee & El Cajon
NMLS ID #1050690
NMLS ID #1064110
Poway & Carmel Mountain Ranch
NMLS ID #352721
Escondido & Rancho Bernardo
NMLS ID #243493
NMLS ID #693225
NMLS ID #643193
Not a commitment to lend. Loans subject to credit and collateral approval. Financing available for collateral located in California, Oregon, or Washington. Restrictions may apply. Rates, terms, and conditions subject to
change without notice.
1 On-time closing guarantee available only on completed purchase money loan applications received by Union Bank by 8/31/2014. The maximum loan amount eligible for this promotion guarantee is the lesser of $4
million or the maximum allowed for the loan program selected. Interest rate must be locked at least 10 business days prior to the set closing date. Specific terms and conditions apply. Visit unionbank.com/closingterms
to obtain a copy.
2 Payment example is for illustrative purposes only and assumes a purchase transaction of an owner-occupied, single-family residence with a 20% down payment. For a $250,000 30-year fixed-rate fully amortizing conforming
mortgage loan, the monthly principal and interest payments would be $1,266.71 based on an interest rate of 4.500% ( 4.551% APR) (effective 12/17/2013). Payment amount does not include homeowner's insurance or
property taxes, which must be paid in addition to the loan payment. Maximum loan amount of $417,000 on one-unit properties. Additional rate/point combinations are available. Rates may fluctuate daily. The interest rate
used in this example is based on a variety of assumptions and conditions including a consumer credit score which may be higher or lower than your individual credit score. Additional loan-level pricing adjustments may apply
to your transaction. Please contact your Union Bank mortgage consultant to obtain current rate and pricing information.