106 events directory »
109 resource directory »
110 wholesale lender directory »
This matrix includes conventional wholesale mortgage lenders and their loan programs.
This matrix includes subprime wholesale mortgage lenders and their loan programs.
This matrix includes prime wholesale mortgage lenders who offer loan programs to unconventional
borrower and property types.
This matrix includes wholesale mortgage lenders that offer alternative loan
programs for 1-4 unit single-family residences, townhomes and condominiums.
prime niches »
subprime niches »
prime first mortgages »
subprime first mortgages »
This matrix includes wholesale mortgage lenders and their government-backed or insured loan programs.
This matrix includes equity-based private or direct mortgage lenders and their programs for borrowers and
properties that do not fit conventional documentation or credit guidelines.
The construction matrix includes wholesale lenders and their construction, rehabilitation and renovation
mortgage loan programs for builders and owners.
This matrix includes the programs, products, benefits and requirements that mortgage bankers offer and
are looking for in new recruits for their branch operations.
This matrix includes the lender requirements and products offered to mortgage bankers and brokers who
want to fund mortgage loans in-house.
This matrix includes the requirements, programs offered and products offered to mortgage bankers
and brokers who want to sell funded mortgage loans through a correspondent-lending relationship.
hard money »
branch opportunities »
warehouse lending facilities »
correspondent lending »
Matrixes & Directories
RESIDENTIAL EDITION VOLUME 21 ISSUE 2 fEbrUary 2014
Printed in USA
Scotsman Guide is published monthly by Scotsman Guide Media
P.O. box 692, bothell, Wa 98041-0692
TEL: (800) 297-6061 fa X: (425) 485-3550
ChAiRmAN OF ThE BOARd
Executive vice President of Sales: Todd britton-Simmons
Senior Account Executive: ray Murphy
Editor: rania Oteify
Senior Associate Editor: raymond fleischmann
Associate Editor: Kurt Stephan
Associate Editor: Victor Whitman
Editorial/Production Assistant: Krista Humphres
mATRix ANd LOAN POST firstname.lastname@example.org
manager: Garrett Geiger
Creative director: Dennis Wunsch
Senior designer: Chuck Howard
Senior designer: Paula Douglass
designer: Jeffrey Sabourin
SOFTwARE dEvELOPmENT email@example.com
CONTRiBu TiNG Au ThORS
Jason bonarrigo, Clint Cornett, Jennifer E. Garrett, Svenja Maarit Gudell,
Greg Holmes, Michael Hosey, Emily Landgraf, Laura Leonhard, Chip Poli,
r. Colgate Selden, roy L. Simerly, Jeannie Smith, Jennifer a. Smith,
Scott K. Stucky, rick Tobin, Patti White, randy Wussler
POLiCiES ANd uSE
Scotsman Guide – Residential Edition (ISSN 2154-5871) is made available only to licensed
mortgage originators and not to the general public. Subscribe to Scotsman Guide online at
scotsmanguide.com/subscribe. We provide one free ongoing subscription to each licensed
mortgage origination office. For additional copies or to manage subscription information,
call (800) 297-6061 or e-mail firstname.lastname@example.org.
Annual subscription rates are based on mailing all magazines to the same address.
Either residential or commercial – $40 per year
Both residential and commercial – $50 per year
For each additional copy, add $10 per year
VISA, MasterCard and American Express accepted
Space on Scotsman Guide’s cover and in its matrixes, as well as advertisements listed on
Page 12, are sold as paid advertising. Scotsman Guide Media makes decisions regarding
editorial placement and content independent of all advertising influence. More about
Scotsman Guide Media’s editorial policy: scotsmanguide.com/write.
The information and opinions expressed in our editorial articles, advertisements and letters
to the editor do not necessarily reflect the opinions of Scotsman Guide Media. Inclusion of an
article or advertisement in Scotsman Guide should not be construed as a recommendation or
endorsement by Scotsman Guide Media or any of our contributors or advertisers.
Scotsman Guide Media takes pride in precise reporting of the data found herein. The
information found in Scotsman Guide is confirmed or updated monthly from independent
sources believed to be reliable. Nonetheless, because of the volume of information reported,
occasional errors may occur. We assume no obligation or liability for the accuracy, timeliness
or completeness of any information. Because of the nature of the mortgage industry, financial
terms and availability of funds are al ways subject to change without notice. This publication is
not intended for use by the general public.
Scotsman Guide — Residential Edition (USPS 025-513) is published monthly, 12 times a year,
by Scotsman Guide Media, 22118 20th Ave. SE, Suite 129, Bothell, WA 98021-4417. Periodicals
Postage Paid at Bothell, Wash., and at additional mailing offices. POSTMASTER: Send change-of-address forms to: Scotsman Guide/Circulation Dept., P.O. Box 692, Bothell, WA 98041-0692.
©2014 Scotsman Guide Media. No part of this publication may be reproduced in any form
whatsoever without written authorization of its publisher. Mortgage professionals may print or
photocopy Scotsman Guide Media’s matrixes, directories and articles for their internal business
use only but may not distribute these materials to third parties.