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BofI Federal Bank
888-764-7080
www.bofifederalbank.com
CON TACT: Warehouse Lending Division
WLD@BofIFederalBank.com
2 10M 2.5M LIBOR 680 5K 25K Y Y Y Y Y Y Y Y Y
NATIONWIDE Aggressive LIBOR based pricing, repurchase facility.
Gateway Bank FSB
888-881-5544 x8606
www.gatewayfsb.com
CON TACT: Ed McGrath, ed.mcgrath@gatewayfsb.com
5 4M 1M BOTH 620 4K 30K Y Y Y Y Y Y Y Y Y Y Y
NATION WIDE Quick$ale®, off-balance sheet (purchase facility), early wires, TPOs, same-day funding.
GBC Funding
770-373-2357
www.gbcfunding.com
CON TACT: Monroe B. Thrower III, mthrower@geobanking.com
0 0 0 BOTH6401K40K YYYYYYYY YY Y
NATIONWIDE except: AK HI NY Warehouse funding since 1998! Broker-to-banker welcome; 100% advance rates; no non-usage fees; flexible terms.
Horizon Bank NA
219-873-2609
www.accesshorizon.com
CON TACT: Kori Riggs, kriggs@accesshorizon.com
2 0 500K PRIME 620 3K 40K Y Y Y Y Y Y Y Y Y Y Y
NATION WIDE Repurchase facility, same-day funding, online requests, TPOs
Impac Warehouse Lending
855-908-4072
impaccorrespondent.com/warehouse
CON TACT: Kathy Hancock, kathy.hancock@impacmail.com
1 0 750K PRIME 620 1K 15K Y Y Y Y Y Y Y Y Y Y Y Y
NATIONWIDE except: MO NY V T Competitive bulk acquisition options; warehouse lines of credit; diverse product line
Pacific Premier Bank
714-431-4085
www.ppbi.com
CON TACT: Tom Mendoza, tmendoza@ppbi.com
1 0 800K LIBOR 620 2K 35K Y Y Y Y Y Y Y Y Y Y
NATIONWIDE
The La Porte Savings Bank
219-362-0851
www.laportesavingsbank.com
CON TACT: Patrick Collins, warehouse@thelpsb.com
2 0 500K BOTH 620 3K 30K Y Y Y Y Y Y Y Y Y Y Y
NATION WIDE Broker-to-banker; 100% advance rates; no non-usage fees; flexible terms.
Wilshire Bank
213-427-1490
www.wilshirebank.com
CON TACT: Janette K. Mah, wl.admin@wilshirebank.com
5 0 3MBOTH 0 3K30KYYY YYYYY YYY YY
NATIONWIDE Advantages include same-day settlement, early wire, TPO and repo facility.
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
20 Conventional Residential
1-4 Units
21 Government Insured
(FHA/VA/USDA)
22 Seconds (Piggy-backs/HELOC)
23 Hard Money (subprime)
24 Jumbo
25 Reposession/Gestation LOC
The Warehouse Lending Facility matrix includes
the lender requirements and products offered to
mortgage bankers and brokers who want to fund
mortgage loans in-house. This matrix includes the
Warehouse Facility, the Repurchase Facility, the
Line of Credit, and the Purchase and Sale Facility
models for interim mortgage funding.
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 COMPANyNAME
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 COMPANyNAME
4 LIBOR, Prime, Both or Other Pricing
5 Minimum Loan FICO Score (0-850)
6 Minimum Funding Amount Offered ($M)
7 Maximum Funding Amount Offered ($M)
8 Minimum Liquidity Percentage Required
APPLICANT COMPANy CHARAC TERISTICS
WAREHOUSE FACILITy CHARACTERISTICS
WAREHOUSE FACILITy CHARACTERISTICS
9 Flexible Net Worth Requirements
10 Personal Guaranty Required
11 100% Funding (no haircut)
12 Broker to Banker Offered (training)
13 Multi-State Funding
14 Wet Funding
15 Dry (note in house) Funding
16 Electronic Submission and Reporting
17 Correspondent Lending Offered
18 Scratch and Dent Remedy for Repurchase Offered
19 Third-Party Originations Allowed ( TPOs)
1 Years in Business
2 Monthly Origination Volume ($K)
3 Corporate Net Worth (min. required $K)
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