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PRMG - Paramount Residential
40 Y Y 50K Y Y Y Y Y 180 Y
NATION WIDE except: AK AL FL GA HI K Y LA MS NJ NY OH U T VA WV PRMG is a national leading lender! "Built by Originators for Originators." We deliver big on
jumbo purchase, agency conforming/high balance, and conventional loan products with a high focus on providing the best pricing and service!
Rushmore Home Loans
10 Y Y 75K Y Y Y Y 60 Y
Stearns Lending Inc.
NATIONWIDE except: AK MA MO NV NY Rushmore Home Loans focuses on building a wholesale lending entity with the best service levels and customer experiences
in the industry, supported by competitive pricing and products. Submit. Achieve. Grow.
U Y 50K Y Y Y Y Y 60 Y
NATIONWIDE except: NY LTV > 80% subject to MI guidelines; jumbo product available - contact ROC for details. FNMA HomePath; LPMI to 95% LTV, 680 FICO,
conforming fixed; HARP; FHA Back to Work
USA Direct Funding
20 Y Y Y Y Y 60K Y Y Y Y Y 58
CA ID OR WA 1 day off the market, USDA, jumbo, Homepath; much more. Ask about our Mortgage Assurance Program at no cost to you or your borrowers!
Locally owned and operated.
Tell lenders you found them in Scotsman Guide
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
1 Acreage: Max acres on res. property (U=Unlimited)
2 Condo: Non-Fannie Mae/Freddie Mac warrantable
3 Condo: With only 2-3 units
4 Condotels at resort destinations
6 Dome homes
7 Land: Purchase of subdivided lot
8 Land: Purchase of undeveloped raw land
9 Log homes
10 Manufactured home (post-1976)
11 Second dwelling on single tax lot
12 Zoning: Non-owner < 5 units: Zoned other than residential
13 Aliens/foreign nationals: No green
card, second home
14 Aliens/foreign nationals: No green card,
investment property loans are available
15 Builders, Realtors, developers:
No-income verifier loans available
16 Corps., trusts, partnerships and LLCs
17 Minimum loan amount
18 Non-owner: More than 10 financed properties allowed regardless of loan amount
19 Ratio: Combined ratios are allowed
with non-occupant co-borrower
20 Remodel: Conventional at after-remodel value
21 Bridge loans
22 Freddie Mac: Loan Prospector (LP)
23 Freddie Mac: Affordable Gold
24 Fannie Mae: Desktop Originator (DO)
25 Fannie Mae: MyCommunityMortgage
26 Fannie Mae: Desktop Underwriter (DU)
27 Govt.: FHA Direct Endorsement
28 Govt.: VA
29 Lock: Longest lock available (number of days)
30 Lock without property address
31 Pledged asset option
32 Reverse mortgages
33 Tenants-in-common ( TIC)
34 Rural property/part-time farm
PROPERTy-RELATED ITEMS MISCELLANEOUS PROGRAMS AND OPTIONS
This matrix should be used to
find general program information/
product types, unusual property or
loan characteristics. Please consult
the Prime 1st Mortgages matrix for
detailed program criteria.
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17$ 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 COMPANy NAME
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product terms
and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.