For all your mortgage solutions, please contact us at
firstname.lastname@example.org or 949-390-2670
or visit us on the web at
Minimum credit scores and maximum loan limits apply.
Not all applicants may qualify.
Equal Housing Lender. Some products may not be available in all states. Credit and collateral are subject to approval.
This is not a commitment to lend. Programs, rates, terms and conditions are subject to change withoutnotice. Terms and
conditions apply. All rights reserved. JMAC Lending Inc. operates in the following states under these licenses/exemp-tions: Arizona Exempt; California Finance Law CFL#603G249; Georgia #43209; Colorado Mortgage Company Registration;
Maryland #21396; Oregon Exempt; Tennessee #121182; Texas #53112; Virginia State Corporation Commission MC-5179;
Washington Department of Financial CL-53112; 16782 Von Karman #12, Irvine, Ca. 92606 State specific disclosures do
not reflect only those states in which JMAC Lending, Inc., a California corporation, conducts or is licensed to do business.
Intended for real estate professionals only. This disclosure may not reflect the most current licensing. We are in the process
of attaining licensing for several more states. Please contact us for updates on approved states.
Now Available on SFR, PUD, Condo, 1-4 unit;
all occupancy types*
89.90% LTV with no MI loan amount up to $1.5MM = 740
85% LTV with no MI loan amount up to $2MM = 760
80% LTV loan amount up to $2MM = 700
75% LTV loan amount up to $3MM = 740
70% LTV loan amount >$1.5MM—$2.5MM = 720
70% LTV loan amount up to $1.5MM = 660
60% LTV loan amount up to $5MM = 760
Purchase & Rate Term Refinance Transactions
* Non-warrantable condos (Sonoma Program), asset depletion, foreign nationals
* Self-employed requires: 12 months bank statements or 1 year tax returns
75% LTV/CLTV loan amount $1MM = 700
70% LTV/CLTV loan amount $1.5MM = 700
50% LTV/CLTV loan amount $2.5MM = 700
Up to 80% LTV/CLTV = 720
Minimum loan amount $250K up to $2 Million
Interest Only Option
Self Employed Income Qualification based
on P&L on our new Belmont Program
Mortgage Solutions Up To $5 Million