18 | From the Editor
Don’t sleep on Fannie and Freddie’s future.
20 | Featured Top Originator
Augusta Financial’s Michael Meena started his mortgage
company out of the bedroom of his home in a small
22 | Q&A: Milken Institute Center for
Ed DeMarco, former acting director of the Federal Housing
Finance Agency, discusses the need for housing-finance reform.
24 | News Roundup
Catch up on recent issues and trends in the mortgage industry.
28 | DataDecoded
Flint, Michigan, offers the mortgage industry a teaching moment.
30 | Spotlight: West Virginia
An energy slowdown has pulled down the state’s economy.
32 | Commercial Highlights
Check out what’s happening in this month’s commercial
edition of Scotsman Guide.
178 | BackSpace
The Top Mortgage Lenders 2015 rankings strike a common theme:
Higher volumes abound among the scores of entrants.
Volume 23: Issue 6
37 | Top Mortgage Lenders 2015
Scotsman Guide’s fourth annual rankings of the top-producing
mortgage lenders are here.
38 | Top Overall Volume
42 | Top Retail Volume
44 | Top Wholesale Volume
46 | Top Correspondent Volume, and
Top Volume Gain, 2014 to 2015
49 | Home Loans on the Range
USDA mortgages offer originators countless new borrowers and
By Sean Cochran, Neighborhood Loans Inc.
64 | Digital Data Promises to End the Paper Chase
Account-linking technology is helping improve the customer
experience and the efficiency of the secondary market
By Mike Romano, Lendsnap