Matrix: Prime First Mortgages
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terms and availability may not re;ect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: email@example.com.
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Stonegate Mortgage Corp. NATION WIDE except: HI N Y
855-762-4639 firstname.lastname@example.org tpo.stonegatemtg.com
FNMAFixed Full V V V Y OVN PRC 1-4 620 97/625 0 NA F DUApprove/Eligible
FNMA ARM Full V V V Y OVN PRC 1-4 620 90/625 0 NA A 2/2/5, 5/1 DU Approve/Eligible
FNMA DURP Full V V V Y OVN PRC 1-4 150/625 0 NA B 2/2/5, 5/1 DU Approve/Eligible
Home Style Full V V V Y OVN PRC 1-4 620 95/625 0 NA F DUApprove/Eligible
FHLMCFIXED Full V V V Y OVN PRC 1-4 620 97/625 0 NA F LPAccept
FHLMC ARM Full V V V Y OVN PRC 1-4 620 95/625 0 NA A 2/2/5, 5/1 LP Accept
FHLMC OPEN ACCESS Full V V V Y OVN PRC 1-4 150/625 0 NA B 2/2/5, 5/1 LP Accept
Stonegate Mortgage Corp. is a leading, publicly-traded company that originates, finances and services agency and non-agency residential mortgages. Visit tpo.stonegatemtg.com today.
This matrix should be used to find detailed program criteria for first mortgages only.
Please consult the Prime Niches matrix for other program/product information or unusual property/loan characteristics.
LEGEND: P=Purchase; R=Rate and Term Refi; C=Cash-Out Refi; O=Owner-Occupied; V=Vacation Home; N=Non-Owner-Occupied; NINA=No Income, No Asset;
SISA=Stated Income, Stated Asset; SIVA=Stated Income, Verified Asset; I/O=Interest Only; F=Fixed Interest Rate; A=Adjustable Rate Mortgage (ARM); B=Both
All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
Type I E A 45
C FICO %/$K %/$K %/$K FICO
F/A/B ARM Terms
LTV / LOAN AMOUN T
Combinations tied to different scores
DTI LTV / LOAN AMOUNT
UNITS PROGRAM NAME