Wholesale originations designed for you
Our innovative sales and operations teams are setting a new standard in how business is done.
Now is the time to see our new technology and experience our customer service pledge. We
support our broker partners throughout the loan process and offer a variety of loan programs -
FHA, VA, USDA, Conventional, Jumbo, Reverse and more.
We'll help you grow your business and keep
your customers coming back.
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Home Point Financial Corporation. NMLS Unique ID No. 7706 ( www.nmlsconsumeraccess.org). 1l 940akValley Drive, Suite80 Ann Arbor, Ml 48108. Toll-Free Tel: 888-616-6866.
Arizona state License No. 0930854; Loan made or arranged pursuant to a California Finance Lenders Law license; Licensed by the California Department of Business Oversight
under the California Residential Mortgage Lending Act (License No. 4131048); Georgia Residential Mortgage Licensee No. 33540; Illinois Residential Mortgage Licensee (No.
MB.6760891); Kansas licensed mortgage company license no.SL.0026591); Massachusetts Mortgage Lender License No. ML7706; Nebraska Mortgage Banker License; Licensed
by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker-NYS Department of Financial
Services; North Dakota Department of Financial Institutions-Money Broker License MB102834; Oklahoma Mortgage Lender License NO. ML010597; Rhode Island Licensed
Lender; Washington consumer loan license number C L -7706. Some products may not be available in all states. Information, rates and pricing are subject to change without
prior notice. This is not a commitment to lend. Other restrictions apply. All rights reserved.© 2016 Home Point Financial Corporation.
to advertise local businesses, specials
and events. They blog about the community and plug the efforts of local
business owners. They sit down with
local contractors and builders to understand their businesses and match their
services with applicants in need. They
even visit local schools, first responders and hospitals to educate them on
loan products that offer tremendous
benefits for these public professionals.
A loan originator who works outside
the cube becomes more than a mortgage person. That originator is a keystone to the community, and one of the
local area’s most valuable resources.
Living outside the cube requires
originators to know about their local
competition, too, and approach them as
allies rather than seeing them as competition. When the local credit union
offers a great product for customers
with a 640 or higher FICO credit score,
the outside-the-cube originator contacts the credit union and informs
them about options they have to help
borrowers who have sub-640 credit
scores or tricky income situations. They
then assure the credit union that they
will not cross-market to credit union
clients. They are not there to steal business. They simply want to help where
help is needed.
Likewise, when originators who
live outside the cube expand their
licensing into new states or territories,
they let the world know. Then, even
when their competitors have loans
outside their own territories, these
outside-the-cube originators become
a valuable resource.
n n n
Advertising rates through traditional
marketing works during a refinance
boom, but when a loan originator thinks
outside the cube in their business-development strategies, there is no
such thing as a bust. Steadily increasing loan volumes and revenues are
well within reach for those willing to
go beyond traditional marketing and
Outside-the-cube originators will find
a long career of steady profits, tremen-
dous revenue, priceless networking
ing to think and step beyond the cube. n
when someone needs to be removed
from a deed with a refinance.
Immigration attorneys don’t care if
their clients get a Federal Housing Ad-
can make that happen. Like financial
professionals, lawyers need help, and
the assistance they need for their clients
comes from outside the cube.
Outside the cube, loan originators
focus on their local community. They
don’t strive to capture every mortgage
application in town, but to help every-
one they can in their community in any
way possible. Oddly enough, focusing
on helping often seems to bring just
about every mortgage application in
town their way.
Originators who want to become a
community resource use their websites
<< Cube continued from Page 62 “Steadily increasing loan volumes and revenues
are well within reach for those willing to go
beyond traditional marketing strategies.”