18 | From the Editor
Forget spring cleaning and focus on summer buyers.
20 | Featured Top Originator
Mike Osorio of Farmers and Merchants Bank is a HELOC master.
22 | Q&A: Community Mortgage Lenders of America
Community lenders are feeling the squeeze from regulations.
24 | News Roundup
Catch up on recent issues and trends in the mortgage industry.
28 | DataDecoded
Rising rates are exacerbating home-affordability woes.
30 | Spotlight: Hawaii
The Aloha State says hello to millions of tourists every year.
32 | Commercial Highlights
Check out what’s happening in this month’s commercial
edition of Scotsman Guide.
158 | BackSpace
Curbing immigration could impact homebuying.
Volume 24: Issue 3
35 | Cultivate a Stronger Branch
Planning and recruiting are the seeds of future growth
Michael DiMaggio, Stearns Lending LLC
50 | Say Hello to Renovation Lending
This secret weapon can help put your year back on track
Damon Richardson, REMN Wholesale
53 | Grab a Slice of Purchase Pie
The right technology can help fill your plate with non-agency
Ben Wu, LoanScorecard
62 | Think Outside the Cube
Now is the time to go beyond traditional advertising and
John Meussner, Mason-McDuffie Mortgage
74 | Capitalize on the Web
Landing pages and retargeted ads are powerful business-development tools
Craig Rowe, Adwerx