Matrix: Hard Money Lenders
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Equity Wave Lending
30K 2.5M75480YYYYYYYYYYY YYYYYYYYYYYY YYY
CA Direct lender; OO and NOO up to 75% LTV; 1st & 2nd TDs; rates 7.99%- 11.99%; actively recruiting.
Contact Debbi at 866-201-8612 for pricing.
First Rehab Lending Inc.
100K1.25M9012 YYY YYYY YY YYYYY YYY YY
NATIONWIDE First Rehab Lending is a direct private lender.
CA A hard money, direct lender. We fund owner and non-owner programs. Funding 1st & 2nd loans up to 80% LTV.
Residential, apartment & commercial in CA. Rates 7.99%- 11.99%.
75K 10M90360 YYYYYYYYYYYYYYYYYYYYYYYYYYY
NATION WIDE except: AZ NV V T Loan approvals in 24 hrs. on most deals and funding in one week or less. Credit is not a major deciding factor.
We offer soft money, bridge and 30-yr. commercial mortgages.
GreenSpring Capital Inc.
75K 15M 75 60 Y Y Y Y Y Y Y Y YY Y Y Y Y Y Y Y Y Y Y YY Y Y Y Y Y Y
CA FL WA GreenSpring Capital Inc., a direct lender, offering first and second trust deeds on commercial and residential properties. Up to 75% LTV.
Hanson Capital LLC
25K999M85360YYYYYYYYYYY YYYYYYYYYYYY Y Y
AZ CA FL TX WA Hanson Capital is your one-stop source for all your lending needs: non-owner-occupied and investment residential,
commercial, owner-occupied conventional and nonprime.
Herzer Financial Services Inc.
100K2M 84 YYY Y YY YY YY YYY
CA We are a private, Northern California portfolio lender specializing in fix-n-flip, construction, income properties and conservative owner-occupied loans.
Hunter-Kelsey of Texas
50K 2M 70 60 Y Y Y Y Y Y Y YY Y Y Y Y Y Y Y Y Y Y YY Y Y
TX Faster closes, fewer hoops, flexible terms. Asset-based lending on non-homestead Texas real estate. 1-5 year terms, I/O, any credit and BK accepted.
Commissions at closing.
Inner Core Capital
25K10M7060 YYYYYYYYYYYYYYYYYYYYYYY YYY Y
CA California direct, private hard-money loans. NOO res & com. All property types. Quick & easy qualifying, fast closing.
Brokers make more with us!
JB Private Investments
50K 5M 70 60 Y Y Y Y Y Y YY Y Y Y Y Y Y Y Y YY Y Y Y Y Y Y Y Y Y
CA We provide alternative financing for real estate investors in and around the San Francisco Bay Area.
$50K-$5M loan limits and rates from 7.99%-12%.
LendingHome Funding Corp.
75K 1M 90 60 Y Y Y Y YY Y Y Y Y Y Y Y Y Y Y Y
AZ CA CO CT FL GA IL MD MI MO NC NJ NV NY OH OR PA SC TN TX VA WA WV Direct online lender. NOO. Flip, wholesale, rehab, rental andmore.
Reliable capital. Competitive terms. Transparent process. Best broker program! lendinghome.com/brokers
75K2M90360 Y YY YYY YYY YYYY
NATION WIDE except: AK AZ ND NV OR SD UT V T Private lender for 1-4 family investment property. Fix-n-flip up to 90% LTC, close in 10 days. 30-year
stated income FRM and ARM for landlords. Great terms, more commission.
LENDERNAME 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1 Minimum loan
2 Maximum loan
3 Maximum LTV%
4 Term: maximum
loan term in months
LOAN LIMITS BORROWERS PROPERT Y TYPES LOAN CHARAC TERISTICS
12 Single-family residence
13 2-4 unit residential
14 Condominiums and townhomes
16 Mobile/manufactured homes
17 Few comps: done, berm, log,
historical, ultra-modern, etc.
18 Non-owner, 1-4 units, zoned
other than residential
7 Builders, developers
8 Legal entities
9 Foreign nationals
10 Foreign legal entities
11 Property in probate, heirs
21 Rate & term refinance
22 Cash-out refinance
23 Blanket loans
24 Bridge loans
25 Business-purpose financing
28 OK: Foreclosure, bankruptcy,
short sale, NOD, NOS
30 Notes purchased
31 Equity only (no credit nor
32 Seasoning: none required,
33 Seasoning: none required
34 Second mortgages/trust deeds
35 Third/fourth mortgages/
The Hard Money matrix lists lenders’
equity-driven loan programs, preferred
property types and borrower types for
owner-occupied and non-owner-occupied
residential properties. Maximums may
not be available for all selected property
and loan types.