Matrix: Prime First Mortgages
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terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: firstname.lastname@example.org.
BofI Federal Bank NATIONWIDE
866-488-4025 email@example.com www.bofifederalbank.com
Portfolio ARM Full V V V Y O P 1-4 620 70/2000 65/3000 620 60/5000 52 75 5 A 5, 7, 10 Exceptionsconsidered
Portfolio ARM Full V V V Y O C 1-4 620 65/1000 60/3000 620 55/5000 52 70 5 A 5, 7, 10 Exceptions considered
Portfolio ARM Full V V V Y V P 1-4 620 65/1000 65/3000 620 60/5000 52 70 5 A 5, 7, 10 Condotel financing available
Portfolio ARM Full V V V Y V C 1-4 620 60/1000 60/3000 620 55/5000 52 60 5 A 5, 7, 10 Exceptionsconsidered
Portfolio ARM Full V V V Y N P 1-4 620 60/1000 60/3000 620 50/5000 52 65 5 A 5, 7, 10 Exceptionsconsidered
Portfolio ARM Full V V V Y N C 1-4 620 60/1000 60/3000 620 50/5000 52 65 5 A 5, 7, 10 Exceptionsconsidered
We offer jumbo and super-jumbo exception-based lending with loan amounts to $10M. Fixed-rate jumbo, warehouse lines and commercial transactions also available. Find your broker or correspondent application online at
Caliber Home Loans NATIONWIDE
Conforming Fixed Full V V V OVN PRC 1-4 620 97/424 97 NA F Subject to AUS & MI approval
Conforming ARM Full V V V OVN PRC 1-4 620 95/424 95 NA A 3/1, 5/1, 7/1 Subject to AUS & MI approval
High Balance Fixed Full V V V OVN PRC 1-4 620 95/636 95 NA F Subject to AUS & MI approval
High Balance ARM Full V V V OVN PRC 1-4 620 95/636 95 NA A 5/1, 7/1, 10/1 Subject to AUS & MI approval
DU RefiPlus Full V V V OVN R 1-4 620 125/424 0 NA F Subject to AUS & MI approval
Home Possible Fixed Full V V V O PR 1-4 620 97/424 105 NA F Subject to AUS & MI approval
Relief Refi Fixed Full V V V OVN R 1-4 620 125/424 0 NA F Subject to AUS & MI approval
HomeReady Fixed Full V V V O PR 1-4 620 97/424 97 NA F Subject to AUS & MI approval
We’re ready for your business! Caliber has a full suite of loan products to fit your borrowers’ needs, including conventional and portfolio loan options. Our products make us different. Our people make us great.
Download the broker application online today!
Carrington Mortgage Services LLC NATION WIDE except: MA ND
Conventional Full V V V Y OVN PRC 1-4 620 95/417 85/533 620 75/801 50 95 NA F AUSapproved/eligible
Cash-out Full V V V Y OVN C 1-4 620 80/417 75/533 620 75/801 50 80 NA F AUSapproved/eligible
HighBalance Full V V V Y OVN PRC 1-4 620 90/625 75/800 620 75/1202 90 NA F AUSapproved/eligible
LPMI Full V V V Y ON PRC 1 620 95/417 90/625 95 NA F Evaluatedby LP
Texas Full V V V Y O RC 1 620 80/417 80 NA F EvaluatedbyLP
DU Refi Plus Full V V V Y OVN R 1-4 680 135/417 620 100/417 135 NA F Evaluated by DU
OpenAccess Full V V V Y ON R 1-4 660 135/417 620 105/417 135 NA F Evaluatedby LP
Bring your loans home to Carrington. Conforming, high balance, LPMI, HomeReady and more. Great rates, easy submission with BrokerIQ, our easy-to-use loan portal always available. Check out our fast turn times!
This matrix should be used to find detailed program criteria for first mortgages only.
Please consult the Prime Niches matrix for other program/product information or unusual property/loan characteristics.
LEGEND: P=Purchase; R=Rate and Term Refi; C=Cash-Out Refi; O=Owner-Occupied; V=Vacation Home; N=Non-Owner-Occupied; NINA=No Income, No Asset;
SISA=Stated Income, Stated Asset; SIVA=Stated Income, Verified Asset; I/O=Interest Only; F=Fixed Interest Rate; A=Adjustable Rate Mortgage (ARM); B=Both
All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
Type I E A 45
C FICO %/$K %/$K %/$K FICO
F/A/B ARM Terms
LTV / LOAN AMOUN T
Combinations tied to different scores
DTI LTV / LOAN AMOUN T
DOCUMEN TATION MTG
UNITS PROGRAM NAME