18 | From the Editor
Niches are important in a tightening market.
20 | Featured Top Originator
Kara Askey is TruStone Financial Federal Credit Union’s
22 | Q&A: U.S. Department of Veterans Affairs
Jeffrey London, director of the VA Loan Guaranty Service,
discusses the program.
24 | News Roundup
Catch up on recent issues and trends in the mortgage industry.
28 | DataDecoded
Sales of distressed properties are at a 10-year low.
30 | Spotlight: Colorado
Business is good in Colorado.
32 | Commercial Highlights
Check out what’s happening in this month’s Scotsman Guide
178 | BackSpace
Refinancing is down, but homeowner equity is rising.
Volume 25: Issue 2
37 | Outshine the Competition
Niche-lending products help create a brighter referral future
Tim Ross, Ross Mortgage Corp.
44 | Uncloak the Financial Invisibles
Rent payments can help build credit histories for prospective
Cullen Canazares, Rental Kharma
58 | Serve Veteran Borrowers Better
Not all mortgage experts have mastered the VA loan program
Todd Jones, BBMC Mortgage