Matrix: Construction Lenders
Post your loan: ScotsmanGuide.com/LoanPost Search matrix: ScotsmanGuide.com/resconstr
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: email@example.com.
3M 90 3M 4M 100K 18 90 YY YY5YYY YYY Y U Y Y YYY
NATIONWIDE except: AR AZ DC IL LA MN MS ND NE NH NM NV SD VT WI WV Common-sense underwriting, prompt approvals and quality service to
provide your customer with a variety of loan programs. Please call a loan officer today for details!
Pacific Premier Bank
10M 75 10M 3M 500K 680 18 80 Y Y Y Y 5 Y Y Y Y Y Y U Y Y Y Y Y
CA Southern California only. We finance the construction of residential, commercial and industrial properties for builders and owners.
Pyatt Broadmark Management LLC
18M 65 18M none 200K 18 90 Y Y 5 Y Y Y Y Y Y Y U Y Y Y
CO GA ID NC OR SC TN TX UT WA WY Direct lender for new construction, development and bridge lending in 1st position DOT.
SDC Capital Funding
5M 75 5M 5M 500K 600 18 75 Y Y Y 5 Y Y Y Y Y Y U Y Y Y Y Y Y
CA Southern California only. We finance the construction of residential and commercial properties for builders and owners.
Seattle Funding Group Ltd.
6M 65 6M 6M 250K 600 24 25 Y Y Y Y 5 Y Y Y Y Y Y Y Y Y Y
AK CA CO HI ID NV OR TX UT WA For California properties, call the San Diego office at 858-751-0556. E-mail us at firstname.lastname@example.org.
Visit www.seattlefundinggroup.com or call us at 888-SFG-FUND (734-3863).
none 5M 5M 100K 620 12 75 Y Y 5 Y Y Y Y Y Y Y 8 Y Y Y Y
NATIONWIDE except: ND NV SD V T Competitive private lender with fast closings. Rehab & ground-up funds available - high LTVs.
Broker and correspondent options offered! No-income verification bridge loan.
Triumph Capital Partners
3.5M 75 3.5M 3.5M 100K 575 12 90 Y Y Y 5 Y Y Y Y Y Y U Y Y Y Y Y Y
AZ CA CO FL IL MA TX WA The #1 private lender for real estate investors. Fix-n-flip, bridge and rental. Up to 75% LTV & 90% LTC.
Close in as little as 5 days. Correspondent & wholesale programs.
1M 75 1M 1M 100K 550 12 95 Y Y 5 Y Y Y Y U Y Y Y
ID OR WA Trueline Capital's experienced and responsive team will prove to be a valuable partner for construction loans throughout the Pacific Northwest.
5M 70 5M 75K 5M 500 12 Y Y Y 5 Y Y Y Y Y Y U Y Y Y Y Y
CO ID OR WA Northwest's premier construction lender. Easy application. Fast close. Reliable process. Lending in CO, ID, OR, WA.
Fund tomorrow's opportunity, today!
WADOT Capital Inc.
2M 75 none none none Y Y Y Y Y Y Y Y Y
ID OR WA LTV based on cost-to-construction. ID, OR & WA only.
The Construction Lenders matrix includes
wholesale lenders and their 1-4 unit
residential, ground-up construction,
rehabilitation and renovation mortgage
loan programs for builders and owners.
1 Builder/custom. Borrower-owned lot:
maximum loan amount.
2 Builder/custom. Borrower-owned lot:
3 Renovation/rehab: maximum
4 Stated-income: maximum loan amount
5 Minimum loan amount
6 Minimum FICO
7 Maximum DTI%
8 Construction term, in months
9 Loan to cost (borrower equity)
24 of draws; U=Unlimited
25 Draw fees
27 Blanket loans
28 Gifted lot
29 Payment reserve
30 Interest-only payment loans
31 On-time completion bonus
32 Principal reductions with
33 No-payment option
34 Non-weather holdbacks
20 Construction completion
21 Prepayment penalty
22 Voucher disbursement
23 Draw disbursement
17 Mixed-use properties
18 NOO, 1-4 units, zoned
other than residential
19 Rural property
10 Legal entities
11 Foreign nationals
12 Foreign legal entities
13 Property in probate, heirs
14 SFR=1; Duplex=2; Triplex= 3;
Quadruplex= 4; All= 5
15 Few comps: dome, berm, log,
historical, ultra-modern, etc.
16 Manufactured housing (assembly
of mobile and modular homes)
LOAN LIMITS BORROWERS
PROPERTY T YPES
LOAN CHARAC TERISTICS
LENDERNAME 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34