Matrix: Construction Lenders
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GSF Mortgage Corp
453K 100 none none 75K 620 45 9 100 2 Y Y Y Y 6 Y Y Y Y
NATIONWIDE except: AL CT GA HI ID ME MT ND NE NH NM NV NY RI VT WV WY We offer 30-yr fixed FHA 96.5%, VA 100%, USDA 100%
and conventional 95%. No re-qualification of the borrower after initial close. Stick-built, manufactured, modular.
10M 70 4M none 100K Y Y 5 Y Y Y
DC DE FL GA MD NC NJ PA SC VA We fund up to 50% of land value or purchase price and 100% of construction!
3M 90 3M 4M 100K 18 90 Y YYY5YY YYY Y Y U Y YY YY
NATIONWIDE except: AR AZ DC IL LA MN MS ND NE NH NM NV SD VT WI WV Common-sense underwriting, prompt approvals andqualityservice to
provide your customer with a variety of loan programs. Please call a loan officer today for details!
Pacific Premier Bank
10M 75 10M 3M 500K 680 18 80 Y Y Y Y 5 Y Y Y Y Y Y U Y Y Y Y Y
CA Southern California only. We finance the construction of residential, commercial and industrial properties for builders and owners.
Pyatt Broadmark Management LLC
18M 65 18M none 200K 18 90 Y Y 5 Y Y Y Y Y Y Y U Y Y Y
CO GA ID NC OR SC TN TX UT WA WY Direct lender for new construction, development and bridge lending in 1st position DOT.
SDC Capital Funding
5M 75 5M 5M 500K 600 18 75 Y Y Y 5 Y Y Y Y Y Y U Y Y Y Y Y Y
CA Southern California only. We finance the construction of residential and commercial properties for builders and owners.
Seattle Funding Group Ltd.
6M 65 6M 6M 250K 600 24 25 Y Y Y Y 5 Y Y Y Y Y Y Y Y Y Y
AK AZ CA CO HI ID NV OR TX U T WA Offices in Solana Beach, CA 858-751-0556; Scottsdale, AZ 480-450-3980 and Bellevue, WA 425-455-1733.
One of the West Coast's most active private money lender for 30 years.
none 5M 5M 100K 620 12 75 Y Y 5 Y Y Y Y Y Y Y 8 Y Y Y Y
NATIONWIDE except: ND NV SD VT Competitive private lender with fast closings. Rehab & ground-up funds available - high LTVs. Broker and correspondent
options offered! No-income verification bridge loan.
Triumph Capital Partners
3.5M 75 3.5M 3.5M 100K 575 12 90 Y Y Y 5 Y Y Y Y Y Y U Y Y Y Y Y Y
NATIONWIDE except: AK ID MN ND OR SD UT V T The #1 private lender for real estate investors. Fix-n-flip, bridge and rental. Up to 75% LTV & 90% LTC.
Close in as little as 5 days. Correspondent & wholesale programs.
5M 75 5M 5M 75K 550 24 95 Y Y Y Y 5 Y Y Y Y U Y Y Y Y
ID OR WA New construction, fix-and-flip, and bridge financing for builders in OR, WA, and ID. We'll work with you to get the financing you need!
Up to 95% LTC. Quick-to-close.
Vale Capital Inc.
10M 65 10M none 1M 600 18 75 Y Y Y 5 Y Y Y Y Y Y U Y Y Y Y Y Y
CA Non-owner-occupied residential loans only. We do not provide construction loans for property which is intended to become the borrower's primary residence.
5M 70 5M 75K 5M 500 12 Y Y Y 5 Y Y Y Y Y Y U Y Y Y Y Y
CO ID OR WA Northwest's premier construction lender. Easy application. Fast close. Reliable process. Lending in CO, ID, OR, WA.
Fund tomorrow's opportunity, today!
WADOT Capital Inc.
2M 75 none none none Y Y Y Y Y Y Y Y Y
ID OR WA LTV based on cost-to-construction. ID, OR & WA only.
The Construction Lenders matrix includes
wholesale lenders and their 1-4 unit
residential, ground-up construction,
rehabilitation and renovation mortgage
loan programs for builders and owners.
1 Builder/custom. Borrower-owned lot:
maximum loan amount.
2 Builder/custom. Borrower-owned lot:
3 Renovation/rehab: maximum
4 Stated-income: maximum loan amount
5 Minimum loan amount
6 Minimum FICO
7 Maximum DTI%
8 Construction term, in months
9 Loan to cost (borrower equity)
24 of draws; U=Unlimited
25 Draw fees
27 Blanket loans
28 Gifted lot
29 Payment reserve
30 Interest-only payment loans
31 On-time completion bonus
32 Principal reductions with
33 No-payment option
34 Non-weather holdbacks
20 Construction completion
21 Prepayment penalty
22 Voucher disbursement
23 Draw disbursement
17 Mixed-use properties
18 NOO, 1-4 units, zoned
other than residential
19 Rural property
10 Legal entities
11 Foreign nationals
12 Foreign legal entities
13 Property in probate, heirs
14 SFR=1; Duplex=2; Triplex= 3;
Quadruplex= 4; All= 5
15 Few comps: dome, berm, log,
historical, ultra-modern, etc.
16 Manufactured housing (assembly
of mobile and modular homes)
LOAN LIMI TS BORROWERS
PROPERT Y TYPES
LENDERNAME 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34