18 | From the Editor
Scotsman Guide celebrates 25 years of you.
20 | Featured Top Originator
SWBC’s Shane Siniard became a mortgage originator after
experiencing a real estate deal that went sideways.
22 | Q&A: The American Association
of Private Lenders
Chairman Eddie Wilson sees more money flowing
into funds that lend in the hard money space.
24 | News Roundup
Catch up on recent issues and trends in the
28 | DataDecoded
The mortgage market should get a boost from
the economy and millennials.
30 | Spotlight: New Jersey
The Garden State’s economy is diverse,
but growth remains elusive.
32 | Commercial Highlights
Check out what’s happening in this month’s
Scotsman Guide Commercial Edition.
154 | BackSpace
A showdown looms over homebuyer credit scores.
Volume 26: Issue 1
36 | Scotsman Guide Turns 25 Years Old
Join us in celebrating our journey, because we
wouldn’t be here without you
54 | New Spin on an Old Concept Offers
Sale-leasebacks used to be mainly for commercial properties,
but they’re now being tried in residential deals
57 | Probe the Borrower’s Reason for Seeking a Loan
Originators who work with private money lenders need to
understand how the money will be used
Jack Suddarth, Equity Wave Lending Inc., and
Jason E. Goldstein, Buchalter APC
Scotsman Guide Residential Edition | ScotsmanGuide.com | January 2019 6