Matrix: Warehouse Lending Facilities
Search matrix: ScotsmanGuide.com/Warehouse
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5 Arch Funding Corp.
CON TACT: Michael Miller
2 5M 500KBOTH 75M 5B YYYYYYYYYYYYY YY Y
NATIONWIDE except: AK DC DE ID KY LA ME MN MT ND NE RI SD VT WI WV WY Business purpose, NOO, fix-n-flip, buy and hold, rental (pools OK),
ground up, multifamily, 3-5 day funding, brokers protected. Inquiries welcome
CON TACT: Warehouse Lending Division
2 0 1.5M BOTH 0 5M 100M 50 Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y
NATIONWIDE Aggressive LIBOR-based pricing, repurchase facility.
CON TACT: Paul P. Tirella
5 50M 2.5M LIBOR 580 25M 100M 0 Y Y Y Y Y Y Y Y Y Y Y
NATIONWIDE BU provides competitive warehouse lending rates & terms to mortgage bankers nationwide originating Agency/Government and Jumbo mortgage
loans across all origination channels.
CON TACT: Joe Lathrop
0 2M 100KBOTH600 1M 100M10 30 YYYYYYYYYYYYYYY YY Y
NATIONWIDE Non-restricted lines that may be used for a wide variety of products sold to 180+ investors.
Florida Capital Bank
CON TACT: Jacqueline Ring, email@example.com
1 0 75K BOTH580 1M 20M 50 YY YYYYYYYYYYYY Y
NATIONWIDE except: AK HI Funding emerging & existing mortgage brokers. Same-day funding, online requests, TPOs. No app or non-usage fees. Rapid
approval process. Dedicated team & personalized service.
CON TACT: Monroe B. Thrower III
0 0 0 BOTH 640 1M 40M Y Y Y Y Y Y Y Y Y Y Y
NATIONWIDE except: AK HI NY Warehouse funding since 1998! Broker-to-banker welcome; 100% advance rates; no non-usage fees; flexible terms.
Horizon Bank NA
CON TACT: Kori Riggs
0 0 75K BOTH 580 1M 40M Y Y Y Y Y Y Y Y Y Y Y Y Y
NATIONWIDE except: AK NY Warehouse Lender since 1999, Repurchase facility, same-day funding, online requests, TPOs.
0 0 75K BOTH 580 1M 20M Y Y Y Y Y Y Y Y Y Y Y Y Y
NATIONWIDE Since 2004, NattyMac has been an effective warehouse lender, funding both emerging and existing mortgage bankers.
21 Conventional residential
23 Government insured
25 Hard money (Nonprime)
27 Repossession/gestation LOC
28 Commercial or mixed-use
29 Servicing-advance lines
The Warehouse Lending Facilities matrix
includes the lender requirements and
products offered to mortgage bankers and
brokers who want to fund mortgage loans
in-house. This matrix includes the Warehouse
Facility, the Repurchase Facility, the Line of
Credit, and the Purchase and Sale Facility
models for interim mortgage funding.
4 LIBOR, prime, both or other pricing
5 Minimum loan FICO score (0-850)
6 Minimum funding amount offered ($M)
7 Maximum funding amount offered ($M)
8 Minimum liquidity percentage required
9 Max. carve-out for non-Qualified-Mortgages
APPLICANT-COMPANY CHARAC TERISTICS
WAREHOUSE-FACILI TY CHARAC TERISTICS
WAREHOUSE-FACILIT Y CHARACTERISTICS
10 Flexible net worth requirements
11 Personal guaranty required
12 100% funding (no haircut)
13 Broker to banker offered (training)
14 Multistate funding
15 Wet funding
16 Dry (note in house) funding
17 Electronic submission and reporting
18 Correspondent lending offered
19 Scratch and dent remedy for repurchase
20 Third-party originations allowed ( TPOs)
1 Years in business
2 Monthly origination volume ($K)
3 Corporate net worth (min. required $K)
LENDERNAME 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
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