Take back your time and win more loans.
Guaranteed Rate’s leading-edge tech saves you time in the file,
so you can spend more time doing what you do best: selling.
YBR3 serves as your personal loan
command center with daily loan
prioritization dashboards, at-a-glance
loan status updates and metrics that
track your team’s performance.
Toto, our mobile pipeline platform,
allows you to deliver a pre-approval
letter straight from your phone, so
you can work on the go.
TOTO DIGITAL MORTGAGE
Our Digital Mortgage, which earned
Guaranteed Rate “Best Lender for
Online Services” honors for 2018 by
U.S. News and World Report, delivers
a legit pre-approval with real-time
pricing in minutes.
Stop spending your time on paperwork and start growing your business.
Contact your local Divisional Manager today.
(310) 806-4604 • James.Elliott@rate.com
AK, AZ, CA, HI, NM, OR, WA • NMLS ID #120474
(773) 739-5147 • Jim.Eboli@rate.com
IA, IL, IN, MN, MI, MO, WI
(801) 890-7660 • Julia.Borst@rate.com
CO, ID, MT, ND, NE, NV, SD, UT, WY • NMLS ID #275440
(773) 516-6456 • Jeff.S.Nelson@rate.com
AL, AR, FL, GA, LA, MS, NC, SC, TN • NMLS ID #481144
(518) 469-2441 • John.Palmiotto@rate.com
CT, DC, DE, MA, MD, ME, NH, NJ, N Y, RI, V T • NMLS ID #258057
(469) 243-3505 • Pat.Bolan@rate.com
KS, OK, TX
Denis St. Marie
(440) 821-2225 • Denis.Stmarie@rate.com
KY, OH, PA, VA, WV
NMLS ID #2611 (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • AL - Lic# 21566 • AK - Lic#AK2611 • AR - Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravens wood, Chicago IL 60613 866-934-7283 • AZ - Guaranteed Rate, Inc. - 14811 N.
Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Mortgage Banker License #0907078 • CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic #4130699 • CO - Guaranteed Rate, Inc. Regulated by the Division of
Real Estate, 773-290-0505 • C T - Lic #17196 • DE - Lic 9436 • DC - Lic #MLB 2611 • FL - Lic# MLD1102 • GA - Residential Mortgage Licensee #20973 - 3940 N. Ravens wood Ave., Chicago, IL 60613 • HI - Lic#HI-2611 • ID - Guaranteed Rate, Inc. Lic #MBL-5827 • IL - Residential Mortgage Licensee -
IDFPR, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, 312-793-3000, 3940 N. Ravens wood Ave., Chicago, IL 60613 #MB.0005932 • IN - Lic #11060 & #10332 • IA - Lic #2005-0132 • KS - Licensed Mortgage Company - Guaranteed Rate, Inc. - License #MC.0001530 • K Y - Mortgage
Company Lic #MC20335 • LA - Lic #2866 • ME - Lic #SLM11302 • MD - Lic #13181 • MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 2611 • MI - Lic #FR0018846 & SR0018847 • MN - Lic #MN-MO 20526478 • MS - Guaranteed Rate, Inc. 3940 N. Ravenswood Ave.,
Chicago, IL 60613 - Mississippi Licensed Mortgage Company, Lic 2611 • MO - Guaranteed Rate Lic 14-1744-A • MT - Lic# 2611 • NJ - Licensed in NJ: Licensed Mortgage Banker - NJ Department of Banking & Insurance • NE - Lic #1811 • NV - Lic #3162 & 3161 • NH - Guaranteed Rate, Inc. dba
Guaranteed Rate of Delaware, licensed by the Ne w Hampshire Banking Department - Lic 13931-MB • NM - Lic #01995 • N Y - Licensed Mortgage Banker - NYS Department of Financial Services- 3940 N Ravens wood, Chicago, IL 60613 Lic B500887 • NC - Lic #L-109803 • ND - Lic #MB101818
• OH - Lic #MB0804160 & Lic #SM.501367 - 3940 N. Ravens wood Ave., Chicago, IL 60613 • OK - Lic ML002651 • OR - Lic #ML-3836 - 3940 N. Ravens wood Ave., Chicago, IL 60613 • PA - Licensed by the Pennsylvania Department of Banking and Securities Lic #20371 • RI - Rhode Island Licensed
Lender Lic 20102682LL, RI - Rhode Island Licensed Loan Broker Lic 20102681LB • SC - Lic #-MLS - 2611 • SD - Lic# ML.04997 • TN - Lic #109179 • TX - Licensed in TX: Licensed Mortgage Banker & Licensed Residential Mortgage Loan Servicer- TX Department of Savings & Mortgage Lending •
UT - Licensed in UT: Utah-DRE Mortgage Entity License #7495184 & Utah-DFI Residential First Mortgage Notification – Utah Department of Financial Institutions • V T - Lic #2611-1 & 0930 MB & 6100 • VA - Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License #
MC-3769 • WA - Lic #CL-2611 • WI - Lic #27394BA & 2611BR • WV - Lic #ML-30469 & MB-30098 • W Y - Lic#2247
Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship
status, pregnancy or other reason prohibited by law.
“Real Approval” means an automated under writing system approval based upon credit information supplied by applicant and subject to Guaranteed Rate’s revie w of loan documents. Not all applicants will be approved for financing.