Are You One of the
Nation’s Top Producing
Wholesale Account Execs?
For the first time ever, Scotsman Guide is ranking
the top producing wholesale account executives
based on total loan volume for 2018!
Entry Period is February 7 - March 15
Scotsman Guide makes every attempt to ensure the quality of matrix and directory information, which all listed lenders verify or update monthly. Because of the production cycle and dynamic nature of the industry, loan product
terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: email@example.com.
Matrix: Prime First Mortgages
PRMG - Paramount Residential Mortgage Group NATIONWIDE
Platinum Full V V V Y O PR 1-4 720 70/2500 680 65/1500 39 0 NA B
HomeReady Full V V V Y O PR 1-4 620 97/484 50 0 NA B 95% R/ T; ARM/2-4 lower LTV
High Balance Full V V V Y O PR 1-4 620 95/931 50 0 NA F Units avail w/ lower LTV
AgencyDUPortfolio Full V V V Y O P 1 620 97/484 50 0 NA F Restrictionsapply
Agency DU Portfolio Full V V V Y O PR 1 0 90/484 0 NA Non-traditional credit
Expanded Access Full V V V Y OVN PRC 1-4 680 90/1500 75/3000 580 80/1500 55 0 10 B 5/1, 7/1 Bank stmts & no seasoning
Niche Full V V V Y OV PRC 1-4 745 90/2000 660 90/3000 43 0 NA B Options to 580 & no seasoning
Fixed 2nds Full V V V Y OV PR 1-4 720 95/500 680 85/500 43 0 NA F Piggyback 2nd w/ PRMG 1st
PRMG is a national leading lender! "Built by Originators for Originators." We deliver big on jumbo-purchase, agency-conforming/high-balance and conventional loan products with a high focus on providing the best pricing and service!
This matrix should be used to find detailed program criteria for first mortgages only.
Please consult the Prime Niches matrix for other program/product information or unusual property/loan characteristics.
LEGEND: P=Purchase; R=Rate and Term Refi; C=Cash-Out Refi; O=Owner-Occupied; V=Vacation Home; N=Non-Owner-Occupied; NINA=No Income, No Asset;
SISA=Stated Income, Stated Asset; SIVA=Stated Income, Verified Asset; I/O=Interest Only; F=Fixed Interest Rate; A=Adjustable Rate Mortgage (ARM); B=Both
All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
Type I E A 45
C FICO %/$K %/$K %/$K FICO
F/A/B ARM Terms
LTV / LOAN AMOUN T
Combinations tied to different scores
DTI LTV / LOAN AMOUN T
DOCUMENTATION M TG
UNITS PROGRAM NAME