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Matrix: FHA / VA / Government
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Planet Home Lending LLC NATIONWIDE except: HI MA MO NV NY UT WY
844-329-1163 mlee@planethomelending.com www.phltpo.com
FHAConfFixed Full V V V Y O PRC 1-4 620 90/424 600 96.5/424 1/12 2 2 3 3 F SubjecttoAUSapproval
FHAHBFixed Full V V V Y O PRC 1-4 620 90/636 600 96.5/636 1/12 2 2 3 3 F SubjecttoAUSapproval
FHAStreamline NoDoc N N N OVN R 1-4 620 90/636 620 100/636 1/12 2 2 3 3 F
VAConfFixed Full V V V Y O PRC 1-4 620 90/424 600 100/424 1/12 2 2 2 2 F SubjecttoAUSapproval
VAHBFixed Full V V V Y O PRC 1-4 620 90/636 600 100/636 1/12 2 2 2 2 F SubjecttoAUSapproval
VAIRRRL NoDoc N N N OVN R 1-4 620 90/636 600 100/636 1/12 2 2 2 2 F
Government specialists. We also offer a full array of FNMA, FHLMC and Jumbo products.
Plaza Home Mortgage Inc. NATIONWIDE
858-346-1208 www.plazahomemortgage.com
FHA Full V V V Y O P 1-4 580 96.5/801 50 100 0/12 2 1 3 1.75 B Backtoworkavailable
FHA203(k) Full V V V Y O PR 1-4 620 97.75/424 640 97.75/636 50 100 0/12 2 1 3 1.75 F Bothlimited&standard
FHAStream NoRatio N V V O R 1-4 620 97.75/801 125 0/12 2 1 3 1.75 F Withoutappraisal
VA Full V V V Y O PR 1-4 620 100/801 60 100 0/12 2 1 2 B ManualU/Wavailable
VAJumbo Full V V V Y O PR 1 660 100/1094 640 100/700 45 100 0/12 7 7 7 B
VA Cash-out Full V V V Y O C 1-4 620 100/801 60 100 0/12 2 1 2 B Cash-out > $500 to 95% LTV
VA IRRRL No Ratio N V V Y O R 1-4 640 125/801 620 100/417 0/12 2 2 2 F 105% LTV with AVM or 2055
USDA Full V V V Y O PR 1-4 620 100/417 41 100 0/12 3 3 3 F DTI:FollowGUS
We understand that every client is unique and requires a product that meets their specific needs. That’s why we offer a diverse range of purchase and refinance conventional and government loan programs, all under one roof.
PRMG - Paramount Residential Mortgage Group NATIONWIDE except: HI NY WY
951-547-6343 www.prmg.net
FHA Portfolio Full V V V Y O P 1-4 580 96.5/815 2 1 3 3 1.75 Short Sale with 0 yr avail
FHA Portfolio Full V V V Y O R 1-4 580 97.75/815 2 1 3 3 1.75 Short Sale with 0 yr avail
FHA Portfolio Full V V V Y O C 1-4 580 85/815 2 1 3 3 1.75 Short Sale with 0 yr avail
VA Full V V V Y O PRC 1-4 580 100/424 2 2 2 2
VAHighBal Full V V V Y O PRC 1-4 620 100/1000 700 100/1500 7 7 7 7 700FICO>$1Mand<=$1.5M
USDA Full V V V Y O P 1 640 100/424
Streamline Full V V V Y ON R 1-4 620 100/815
Streamline Full V V V Y V R 1 620 100/424
VA IRRRL Full V V V Y OVN R 1-4 620 No max LTV (no appraisal)
PRMG is a national leading lender! “Built by Originators for Originators.” We deliver FHA/VA & government loan products with a high focus on purchase business, pricing and service!
PRMG will donate $50 to The Wounded Warrior Project for every funded VA loan.
LEGEND: P=Purchase; R=Rate and Term Refi; C=Cash-Out Refi; O=Owner-Occupied; V=Vacation Home; N=Non-Owner-Occupied; NINA=No Income, No Asset;
SISA=Stated Income, Stated Asset; SIVA=Stated Income, Verified Asset; F=Fixed Interest Rate; A=Adjustable Rate Mortage (ARM); B=Both
Note: 2017 Fannie Mae/Freddie Mac loan limits: 1 = $424, 100; 2 = $543,000; 3 = $656,350; 4 = $815,650
(AK, Guam, HI & U.S. Virgin Islands = 50% higher)
All parameters on each line are used in combination
with one another — each line represents a specific
loan scenario or credit grade
FICO%/$K %/$K FICO
Ratio
%
30s
in the
Last
Mo
to
%
Ch 7
BK
Disch
Upfront
MI
Max
%
Ch 13
BK
File
Fore
Satis
Short
Sale
Min Yrs Since
Fixed,
ARM,
Both Type I E A 45
I=Income
E=Employment
A=Assets 45=4506
V=Verified S=Stated
DOCUMENTATION
PROGRAM NAME
O
V
N
P
R
C
OCC PURP
#
UNITS COMMENTS
LTV / LOAN AMOUNT COMBINATIONS
CLTV
RATE
DTI
M TG
LATES
BANKRUPTCY/
FORECLOSURE
M TG
INSUR-
ANCE
C
O
V
E
R
C
O
V
E
R
