Matrix: Hard Money Lenders
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1 Stop Hard Money
949-236-6600
www.jcap.net
info@jcap.net
10K 5M 6536 YYYYYYYYYY YYY YYYYYYYYYY Y
CA Short-term, low loan-to-value real estate loans offer safe, high-yield investments for our investors,
while quickly solving a short-term problem for our loan clients.
5 Arch Funding Corp.
844-497-5482
www.5archfunding.com
info@5archgroup.com
100K5M85120 YYYYYYYYYY Y YYYYYYYYY Y Y
AZ CA CO CT FL GA HI IL IN KS MD MO NC NV NY OH OK OR PA SC SD TN TX UT WA Business-purpose, NOO. Fix-n-flip, rental(1-100properties)
and more. 3-5 day funding. Direct lender. Brokers protected. Common-sense underwriting. Inquiries welcomed.
ACC Mortgage Inc.
877-349-0501
weapproveloans.com
prequalsubmissions@accmortgage.com
100K2M8030YYYYYYYYYYY YYYYYYYYYYY YYY
AZ CA CO CT DC DE FL GA IL MD NC NJ NV PA SC TX VA WA We offer 80% LTV from 5.5%. Our money, our rules.
Automated underwriting and pricing at warpspeedunder writer.com!
Aegis Funding Inc.
800-290-1954
www.aegis-funding.com
info@aegis-funding.com
50K1.5M9036 YYYYYYYYYYYYYYYYYYYYYYY YYY YY
CA Products include; rehab/fix-n-flip/hold, cash-out refinance, 2nd trust deeds & trustee sale purchases.
3-36 month terms, up to 90% loan-to-purchase with rates as low as 9%.
Agoura Hills Financial
818-707-3452
www.agourahillsfinancial.com
allyson@agourahillsfinancial.com
30K 1.5M6560 YYY YYYYYYYYYYYYYYYYYY Y Y
CA Broker friendly, close fast! NOO 1-4 residential, commercial, fix-n-flip to $1.5M. Southern California only, Los Angeles & from Ventura to San Diego.
Alpha Funding Solutions LLC
732-657-2014
www.alphafunding.com
info@alphafunding.com
100K10M8012 YYY YYYY Y YYYYYYY Y Y
C T FL MD NJ N Y PA The softer side of hard money. Rates starting at 8.99%. Quick closings, great service and flexibility.
America’s Specialty Finance Co.
602-833-8440
www.amsfco.com
matt@amsfco.com
100K1M 12 Y YYY Y YY YYY YYY
AZ CO FL GA MO NC OH OK SC TX Collateral focused. Fund up to 80% LTC or LTV. Quick approvals and closes. Loans for commercial and residential
investment properties. Competitive rates. Brokers welcome.
APEX Mortgage Corp.
877-603-5496
www.apexmtg.com
elandgraf@apexmtg.com
25K 1M 70 25 Y Y Y Y Y Y Y Y Y Y Y Y
NATION WIDE except: AK AL HI MI MN ND NV V T WV Nationwide direct lender funding commercial loans for residential brokers on all types of commercial properties.
Arixa Capital
310-905-3053
www.arixacapital.com
dcochrane@arixacapital.com
500K 10M 75 18 Y YY Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y
CA Arixa Capital is a relationship-based direct private lender based in Los Angeles. We finance California’s top residential developers.
Athas Capital Group
877-877-1477
www.athascapital.com
50K15M75360YY YYYYYYYY YYYYYYYYYYYY YYY
AZ CA CO FL GA ID KS MT NC NE NJ NM NY OK OR SC TX UT VA WA WY Massive appetite for residential OO and NOO loans. 2-point rebate offered!
Call one of our friendly desk reps today at 877-877-1477.
Barnett Capital Ltd.
224-205-7266
barnettcapital.com
homelending@barnettcapital.com
80K 999M80 18 YY Y Y Y Y Y Y Y Y Y YY Y Y Y Y Y Y Y Y YY Y Y Y
NATIONWIDE We lend 85% of total costs (85% LTC) and have no LTV limitation.
Bay Mountain Capital
214-953-3188
www.baymountaincapital.com
info@baymountaincapital.com
25K2M7512 YYYYY YYYY YYYYYYYY YYY YYY
TX
LENDERNAME 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1 Minimum loan
amount ($K)
2 Maximum loan
amount ($K)
3 Maximum LTV%
4 Term: maximum
loan term in months
LOAN LIMITS BORROWERS PROPER TY T YPES LOAN CHARAC TERISTICS
12 Single-family residence
13 2-4 unit residential
14 Condominiums and townhomes
15 Non-warrantable
condominiums
16 Mobile/manufactured homes
17 Few comps: done, berm, log,
historical, ultra-modern, etc.
18 Non-owner, 1-4 units, zoned
other than residential
19 Mixed-use
5 Owner-occupied
6 Non-owner-occupied
7 Builders, developers
8 Legal entities
9 Foreign nationals
10 Foreign legal entities
11 Property in probate, heirs
20 Purchase
21 Rate & term refinance
22 Cash-out refinance
23 Blanket loans
24 Bridge loans
25 Business-purpose financing
26 Fix-n-flip
27 Construction/renovation
completion
28 OK: Foreclosure, bankruptcy,
short sale, NOD, NOS
29 HELOC
30 Notes purchased
31 Equity only (no credit nor
asset checks)
32 Seasoning: none required,
non-owner-occupied
33 Seasoning: none required
owner-occupied
34 Second mortgages/trust deeds
35 Third/fourth mortgages/
trust deeds
The Hard Money matrix lists lenders’
equity-driven loan programs, preferred
property types and borrower types for
owner-occupied and non-owner-occupied
residential properties. Maximums may
not be available for all selected property
and loan types.
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