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Matrix: Hard Money Lenders
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terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
Boyd Hard Money Loans
888-671-5799
www.boydhardmoneyloans.com
info@boydmanagementllc.com
40K999M8024 YYYYYYYYYY YYYYYYY YYY YY
FL GA Broker protected hard money lender with a focus on residential investor rehab loans and new construction loans.
Bridge Loan Financial
888-257-8051
www.bridgeloanfinancial.com
ehart@bridgelf.com
100K10M7036 YYYYYY YYYYYYYYYYYYYYYY YYYYY
CA California’s direct portfolio lender. Fast funding on residential and commercial properties.
Contact us at ehart@bridgelf.com or call 714-264-4660 direct or 888-257-8051.
Brisco Funding
914-861-2450
www.briscofunding.com
info@briscofunding.com
100K 1M 9012 YYY YYYYY YYYY Y YYY Y
GA NJ NY Fast funding for fix-n-flip.
Builder Finance Inc.
800-752-0401
www.builderfinance.com
team@builderfinance.com
75K 350K 80 12 Y Y Y Y Y Y Y Y
NATIONWIDE except: AK CA HI MS ND NV OK RI VT WV WY Financing builders, developers and investors for ground-up/vertical residential construction,
fix-n-flip and spec loans. Competitive pricing & deferred interest payments.
California TD Funding Inc.
888-447-8882
www.catrustdeeds.com
jkenney@catrustdeeds.com
30K10M7020YY YYYYYYYY YYYYYYYYYY YYYYYYY
CA Direct funds. We do not broker loans elsewhere.
Capital Benefit
949-566-9040
capitalbenefit.com
info@capitalbenefit.com
50K3M75480YY YYYYYYYY YYYYYY YY YY YYYY
CA 1st & 2nd TDs; 5-day closings. Up to 75% CLTV. Please forward your loan scenario to aurelia@capitalbenefit.com.
Capstone Financial
602-692-2380
www.capstonefi.com
tstone@capstonefi.com
75K2M8024 YYYY YYYYY Y YYY Y YYY YY
NATIONWIDE Capstone is a private lender focused on loans 75K-2M. Fix-n-flip with rehab, residential bridge and special needs.
Brokers protected! 1-2 year terms!
Center Street Lending
800-208-2982
www.centerstreetlending.com
info@centerstreetlending.com
50K 2.5M 80 12 Y Y Y Y Y Y Y Y Y Y Y Y
AZ CA CO DC FL MD NC TN TX VA WA Direct lender for fix-n-flips. Fast funding - close in as little as 3 days! Competitive rates and no hidden fees.
80% of purchase price and 100% of rehab costs financed.
Civic Financial Services
877-47-CIVIC (24842)
www.civicfs.com
info@civicfs.com
100K5M7548 Y YYY YYYYY YYYYYYYY
AZ CA CO FL GA HI ID OR TX WA Direct lender, specializing in the financing of non-owner-occupied residential properties (SFR, 2-4, 5+, condos).
Fast closings and extremely competitive rates.
Crawford Real Estate Services Inc.
800-624-0399
www.crawford4funds.com
raustin@crawford4funds.com
30K2M6560 YYYYYYYYYYY YYYYYYYYYYY YYY Y
CA Building trust for over 65 years, the Crawford family of companies is California’s original hard money direct lender.
Crosswind Financial
310-597-4001
www.crosswindfinancial.com
info@crosswindfinancial.com
100K10M7524 YYYYYYYYYY Y YYYYYYYYY Y
CA GA IN NC Crosswind Financial is a relationship-based direct private lender based in Los Angeles.
We finance California’s top residential and commercial developers.
Equity Cap Fund Advisors
866-897-6966
www.equitycapfundadvisors.com
info@equitycapfundadvisors.com
20K5M20024 YYYYYYYYYYYYYYYYYYYYYYY YYY YY
NATIONWIDE except: AK AL IA ID IL LA MD MI MN MT ND NE RI SC SD WY Equity participation bridge loans for investor residential real estate only.
Up to 90%+ LTC/70% ARV and bridge loans for non-owner residential & commercial real estate.
LENDERNAME 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1 Minimum loan
amount ($K)
2 Maximum loan
amount ($K)
3 Maximum LTV%
4 Term: maximum
loan term in months
LOAN LIMITS BORROWERS PROPER TY T YPES LOAN CHARAC TERISTICS
12 Single-family residence
13 2-4 unit residential
14 Condominiums and townhomes
15 Non-warrantable
condominiums
16 Mobile/manufactured homes
17 Few comps: done, berm, log,
historical, ultra-modern, etc.
18 Non-owner, 1-4 units, zoned
other than residential
19 Mixed-use
5 Owner-occupied
6 Non-owner-occupied
7 Builders, developers
8 Legal entities
9 Foreign nationals
10 Foreign legal entities
11 Property in probate, heirs
20 Purchase
21 Rate & term refinance
22 Cash-out refinance
23 Blanket loans
24 Bridge loans
25 Business-purpose financing
26 Fix-n-flip
27 Construction/renovation
completion
28 OK: Foreclosure, bankruptcy,
short sale, NOD, NOS
29 HELOC
30 Notes purchased
31 Equity only (no credit nor
asset checks)
32 Seasoning: none required,
non-owner-occupied
33 Seasoning: none required
owner-occupied
34 Second mortgages/trust deeds
35 Third/fourth mortgages/
trust deeds
The Hard Money matrix lists lenders’
equity-driven loan programs, preferred
property types and borrower types for
owner-occupied and non-owner-occupied
residential properties. Maximums may
not be available for all selected property
and loan types.
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