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Matrix: Hard Money Lenders
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terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
Equity Wave Lending
866-201-8612
www.equitywavelending.com
debbi@equitywavelending.com
30K 2.5M75480YYYYYYYYYYY YYYYYYYYYYYY YYY
CA Direct lender; OO and NOO up to 75% LTV; 1st & 2nd TDs; rates 7.99%- 11.99%; actively recruiting. Contact Debbi at 866-201-8612 for pricing.
First Rehab Lending Inc.
888-276-6565
www.frlinvestors.com
info@frlinvestors.com
100K1.25M9012 YYY YYYY YY YYYYY YYY YY
NATIONWIDE First Rehab Lending is a direct private lender.
FMC Lending
888-297-4440
www.fundmortgagecapital.com
15K7.25M80480YYYYYYYYYYYYYYYYYYYYYYYYYYYYYYY
CA A hard money, direct lender. We fund owner and non-owner programs. Funding 1st & 2nd loans up to 80% LTV.
Residential, apartment & commercial in CA. Rates 7.99%- 11.99%.
GreenSpring Capital Inc.
949-296-9856
www.greenspring-capital.com
ekeillor@greenspring-capital.com
75K 15M7560 YYYYYYYYYYYYYYYYYYYYYYYYYYY Y
CA FL WA GreenSpring Capital Inc., a direct lender, offering first and second trust deeds on commercial and residential properties. Up to 75% LTV.
Hanson Capital LLC
888-316-6887
www.hansoncapitalgroup.com
t.harper@hcgloans.com
25K999M85360YYYYYYYYYYY YYYYYYYYYYYY Y Y
AZ CA FL TX WA Hanson Capital is your one-stop source for all your lending needs: non-owner-occupied and investment residential, commercial,
owner-occupied conventional and nonprime.
Herzer Financial Services Inc.
650-363-8003
www.herzer.com
david@herzer.com
100K2M 84 YYY Y YY YY YY YYY
CA We are a private, Northern California portfolio lender specializing in fix-n-flip, construction, income properties and conservative owner-occupied loans.
Hunter-Kelsey of Texas
512-402-5886
rich@hunterkelsey.com
50K 2M 70 60 YY Y Y Y Y Y Y Y Y Y YY Y Y Y Y Y Y Y Y Y Y
TX Faster closes, fewer hoops, flexible terms. Asset-based lending on non-homestead Texas real estate.
1-5 year terms, I/O, any credit and BK accepted. Commissions at closing.
Inner Core Capital
619-890-9825
www.innercorecapital.com
robert@innercorecapital.com
25K10M7060 YYYYYYYYYYYYYYYYYYYYYYY YYY Y
CA California direct, private hard-money loans. NOO res & com. All property types. Quick & easy qualifying, fast closing. Brokers make more with us!
JB Private Investments
650-315-9933
www.jbpiscorp.com
jbarden@jbpiscorp.com
50K 5M 70 60 Y YY Y Y Y Y Y Y YY Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y Y
CA We provide alternative financing for real estate investors in and around the San Francisco Bay Area. $50K-$5M loan limits and rates from 7.99%-12%.
LendingHome Funding Corp.
415-579-9683
www.lendinghome.com/brokers
brokers@lendinghome.com
75K 1M 9060 YYY YYYYY YYY YYYYY Y
AZ CA CO CT FL GA IL MD MI MO NC NJ NV NY OH OR PA SC TN TX VA WA WV Directonline lender. NOO. Flip, wholesale, rehab, rentaland more.
Reliable capital. Competitive terms. Transparent process. Best broker program! lendinghome.com/brokers
LendingOne LLC
888-341-9162
www.lendingone.com/broker-partners
psmoot@lendingone.com
75K2M90360 Y YY YYY YYY YYYY
NATIONWIDE except: AK AZ ND NV OR SD U T V T Private lender for 1-4 family investment property. Fix-n-flip up to 90% LTC, close in 10 days. 30-year
stated income FRM and ARM for landlords. Great terms, more commission.
Lima One Capital
800-390-4212
www.limaonecapital.com
info@limaonecapital.com
15K 5M 70 13 YY Y Y Y Y Y Y Y Y Y Y Y YY Y
NATIONWIDE except: HI ID ME M T ND SD V T Financing for fix-n-flip & construction. Quick closings. Brokers protected. As low as 7.99%. No junk fees.
Long-term financing available for rental properties/portfolios.
LENDERNAME 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1 Minimum loan
amount ($K)
2 Maximum loan
amount ($K)
3 Maximum LTV%
4 Term: maximum
loan term in months
LOAN LIMITS BORROWERS PROPER TY T YPES LOAN CHARAC TERISTICS
12 Single-family residence
13 2-4 unit residential
14 Condominiums and townhomes
15 Non-warrantable
condominiums
16 Mobile/manufactured homes
17 Few comps: done, berm, log,
historical, ultra-modern, etc.
18 Non-owner, 1-4 units, zoned
other than residential
19 Mixed-use
5 Owner-occupied
6 Non-owner-occupied
7 Builders, developers
8 Legal entities
9 Foreign nationals
10 Foreign legal entities
11 Property in probate, heirs
20 Purchase
21 Rate & term refinance
22 Cash-out refinance
23 Blanket loans
24 Bridge loans
25 Business-purpose financing
26 Fix-n-flip
27 Construction/renovation
completion
28 OK: Foreclosure, bankruptcy,
short sale, NOD, NOS
29 HELOC
30 Notes purchased
31 Equity only (no credit nor
asset checks)
32 Seasoning: none required,
non-owner-occupied
33 Seasoning: none required
owner-occupied
34 Second mortgages/trust deeds
35 Third/fourth mortgages/
trust deeds
The Hard Money matrix lists lenders’
equity-driven loan programs, preferred
property types and borrower types for
owner-occupied and non-owner-occupied
residential properties. Maximums may
not be available for all selected property
and loan types.
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