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Matrix: Hard Money Lenders
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terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
Lone Oak Fund LLC
310-826-2888
www.loneoakfund.com
alexa@loneoakfund.com
1M 30M6024 YYYYYYYYYY YYYYYYYYYYYY YY
CA Lone Oak Fund LLC is a direct portfolio lender offering 1st TDs on com & res investment properties.
Fast closings. $1M-$30M. 7. 9-8.9% I/O. Up to 60% LTV. Brokers protected.
Longhorn III Investments LLC
877-420-7346
www.longhorninvestments.com
sales@longhorninvestments.com
50K1M7512YYY YYY YYYYYYYYYYY Y
IN MO NC TX The Longhorn residential hard money program focuses on the refinance, purchase and/or rehab of 1-4 family investment properties.
ARV to 75%. Minimum credit score 650.
LYNK Capital
407-476-2500
www.lynkcapital.com
info@lynkcapital.com
100K2M70 YYYY YYY YYY Y YYYYY Y
DC DE FL GA MD NC PA SC VA We fund up to 90% of purchase price and 100% of construction!
Merchants Mortgage
& Trust Corp.
303-773-3000
www.merchantsmtg.com
khubbard@merchantsmtg.com
75K 2M 75 24 Y YY Y Y Y Y Y Y Y Y Y Y Y Y Y
AZ CA CO KS MO OR TX WA MMTC has lent over $2B to real estate investors. The company specializes in short-term fix-n-flip loans,
commercial bridge loans and construction loans.
OneSource by PCS
844-663-7687
www.onesourcebypcs.com
300K25M7524 YYYYYYYYYYY YYYYYYYYYYY YYY Y
CA Portfolio lender. Fix-n-flip with easy draw. 3 disbursements: 1st draw at closing - max 1/3 of holdback not to exceed 80% of acquisition.
Fast funding. Broker-friendly.
Paces Funding
404-814-1644 x101
www.pacesfunding.com
dean@pacesfunding.com
20K 5M 65 12 YY Y Y Y Y Y Y YY Y Y Y Y Y Y Y Y YY Y Y Y
GA Atlanta hard money lender offering loans to purchase and renovate non-owner-occupied residential and commercial properties in the Atlanta metropolitan area.
Up to 65% ARV.
Pacific Private Money Loans
415-883-2150 x108
www.pacificprivatemoney.com
kevin@pacificprivatemoney.com
100K20M7560YYYYYYYYYYY YYYYYYYYYY Y YYYYYY
CA Very broker-friendly. Ask about our owner-occupied bridge-loan program and OO business use of funds.
Large appetite for loans over $1M. 2nds and 3rds also available.
Palisades Funding Inc.
310-855-2496
palisadesfunding.com
info@palisadesfunding.com
150K5M9024 YYY YYYY YYYYYYYYYYYY YYY YY
CA Palisades Funding is privately funded and predominately services the Los Angeles area. NOO 1-4, fix-n-flip, construction, commercial, flexible and fast close.
Patch of Land
877-761-6489
www.patchofland.com
borrowers@patchofland.com
50K 5M 8024 YYYY YYYYYYYYYYYYYYYYYY Y
NATIONWIDE except: AZ MN NV OR SD PoL is a national alternative online lender focused on residential and commercial rehab, refi and bridge loans for
companies needing to scale their business.
PB Financial Group Corp.
877-700-3703
www.calhardmoney.com
info@calhardmoney.com
100K 5M 70120YYYYY YYYYYYYYYYYYYYYYYY YYYYY
CA Short PP; rates from 8.25%- 11.99%; 1st and 2nd; we do our due diligence before we issue an LOI; not an LOI to do our due diligence.
E-mail scenarios to info@calhardmoney.com.
Private Lending Group Inc.
312-938-0492
www.privatelendinggroups.com
dan@plgus.com
35K5M7536 YYYY YYYYYY YYYYYYYYYYY YY
CO FL IA IL IN MI MN MO NJ OH PA TN TX WI We have been helping investors close loans in Chicago and the Midwest for the last 15 years.
We are an equity driven, fast-closings and minimal-paperwork lender.
PSG Capital Partners Inc.
844-FUND-PSG (386-3774)
www.psgfund.com
jdevito@psgfund.com
50K15M 36 YYYYY YY YY YY Y YYYY
CA TX Making loans on residential properties since 1985. Residential 1-4, NOO, 30 years. Recent BK, foreclosure, short sale OK,
private-money lending for all property types.
LENDERNAME 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
1 Minimum loan
amount ($K)
2 Maximum loan
amount ($K)
3 Maximum LTV%
4 Term: maximum
loan term in months
LOAN LIMITS BORROWERS PROPER TY T YPES LOAN CHARAC TERISTICS
12 Single-family residence
13 2-4 unit residential
14 Condominiums and townhomes
15 Non-warrantable
condominiums
16 Mobile/manufactured homes
17 Few comps: done, berm, log,
historical, ultra-modern, etc.
18 Non-owner, 1-4 units, zoned
other than residential
19 Mixed-use
5 Owner-occupied
6 Non-owner-occupied
7 Builders, developers
8 Legal entities
9 Foreign nationals
10 Foreign legal entities
11 Property in probate, heirs
20 Purchase
21 Rate & term refinance
22 Cash-out refinance
23 Blanket loans
24 Bridge loans
25 Business-purpose financing
26 Fix-n-flip
27 Construction/renovation
completion
28 OK: Foreclosure, bankruptcy,
short sale, NOD, NOS
29 HELOC
30 Notes purchased
31 Equity only (no credit nor
asset checks)
32 Seasoning: none required,
non-owner-occupied
33 Seasoning: none required
owner-occupied
34 Second mortgages/trust deeds
35 Third/fourth mortgages/
trust deeds
The Hard Money matrix lists lenders’
equity-driven loan programs, preferred
property types and borrower types for
owner-occupied and non-owner-occupied
residential properties. Maximums may
not be available for all selected property
and loan types.
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