Matrix: Construction Lenders
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terms and availability may not reflect the latest changes. Please contact lenders directly for the most-recent program details. If you believe data is inaccurate or misrepresented, please e-mail: matrixfeedback@scotsmanguide.com.
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Triumph Capital Partners
877-353-1099
www.triumph.capital
loans@triumph.capital
3.5M 75 3.5M 3.5M 100K 575 12 90 Y Y Y 5 Y Y Y Y Y Y U Y Y Y Y Y Y
AZ CA CO FL IL MA TX WA Triumph is the leading private lender for residential real estate investors. Up to 75% LTV.
Close in as little as 5 days. Rates as low as 8.99%. Correspondent & wholesale.
Trueline Capital
541-728-3785
www.truelinecapital.com
info@truelinecapital.com
1M 75 1M 1M 100K 550 12 95 Y Y 5 Y Y Y Y U Y Y Y
ID OR WA Trueline Capital’s experienced and responsive team will prove to be a valuable partner for construction loans throughout the Pacific Northwest.
WADOT Capital Inc.
206-362-4444
www.wadotcapital.com
2M 75 none none none Y Y Y Y Y Y Y Y Y
ID OR WA LTV based on cost-to-construction. ID, OR & WA only.
The Construction Lenders matrix includes
wholesale lenders and their 1-4 unit
residential, ground-up construction,
rehabilitation and renovation mortgage
loan programs for builders and owners.
1 Builder/custom. Borrower-owned lot:
maximum loan amount.
2 Builder/custom. Borrower-owned lot:
maximum LTV%
3 Renovation/rehab: maximum
loan amount
4 Stated-income: maximum loan amount
5 Minimum loan amount
6 Minimum FICO
7 Maximum DTI%
8 Construction term, in months
9 Loan to cost (borrower equity)
24 of draws; U=Unlimited
25 Draw fees
26 Construction-to-permanent
(all-in-one loan)
27 Blanket loans
28 Gifted lot
29 Payment reserve
30 Interest-only payment loans
31 On-time completion bonus
32 Principal reductions with
re-amortization
33 No-payment option
34 Non-weather holdbacks
20 Construction completion
21 Prepayment penalty
22 Voucher disbursement
23 Draw disbursement
17 Mixed-use properties
18 NOO, 1-4 units, zoned
other than residential
19 Rural property
10 Legal entities
11 Foreign nationals
12 Foreign legal entities
13 Property in probate, heirs
14 SFR=1; Duplex=2; Triplex= 3;
Quadruplex= 4; All= 5
15 Few comps: dome, berm, log,
historical, ultra-modern, etc.
16 Manufactured housing (assembly
of mobile and modular homes)
LOAN LIMI TS BORROWERS
PROPERT Y TYPES
LOAN CHARACTERISTICS
LENDERNAME 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
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